The Western Union Co (BSP:WUNI34) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:WUNI34 The Western Union Co BSP:WUNI34
69 GF Score
Price R$42.39
GF Value R$59.88
Valuation Possible Value Trap
! 6 Warning Signs
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What is The Western Union Co Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

The Western Union Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

BSP:WUNI34 vs AGM.A, EZPW, ECPG: Margin of Safety % (DCF Dividends Based) Comparison

For the Credit Services subindustry, The Western Union Co's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Western Union Co Margin of Safety % (DCF Dividends Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Margin of Safety % (DCF Dividends Based) falls into.


BSP:WUNI34
69GF Score
The Western Union Co BSP:WUNI34
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is The Western Union Co (BSP:WUNI34) Overvalued in 2026?

Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued. The current stock price of R$42.39 is trading 29.2% below its estimated GF Value™ of R$59.88. GuruFocus considers The Western Union Co to be Possible Value Trap.

Key valuation signals for BSP:WUNI34:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: R$59.88 vs. price of R$42.39 (29.2% below fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the BSP:WUNI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
69GF Score

Get the complete analysis for BSP:WUNI34

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$42.39
Price
R$59.88
GF Value