E-L FinancialELFIF -0.25%60 FCF Yield % is 6.49 as of Jun. 24, 2026, which is 34% below its 10-year median of 9.88. GuruFocus rates ELFIF with a GF Score™ of 60/100 and a GF Value™ of $10.82 (Fairly Valued). The stock has 8 warning signs investors should review. Among 505 Insurance companies, E-L Financial ranks worse than 53.66% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
E-L Financial FCF Yield % Related Terms
E-L Financial FCF Yield % Historical Data
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The historical data trend for E-L Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, E-L Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E-L Financial FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, E-L Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where E-L Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E-L Financial (ELFIF) has a FCF Yield % of 6.49 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on E-L Financial and its competitors. This is 34% below median its historical median of 9.88. Over the past decade, E-L Financial's FCF Yield % has ranged from 4.76 to 19.22. According to the industry distribution chart, E-L Financial ranks #271 out of 505 companies in the Insurance industry, placing it in the top 53.7%.
Is E-L Financial's FCF Yield % too high?
E-L Financial's current FCF Yield % of 6.49 is 34% below median its 10-year median of 9.88. Over the past 10 years, this metric has ranged from a low of 4.76 to a high of 19.22. The Insurance industry median FCF Yield % is 7.12. E-L Financial's value of 6.49 is 8.8% below this industry median. Based on the distribution chart, E-L Financial ranks #271 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, E-L Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, E-L Financial ranks #271 out of 505 companies for FCF Yield %. This places E-L Financial in the lower half of its industry. The industry median FCF Yield % is 7.12. E-L Financial's value of 6.49 is 8.8% below this benchmark. Historically, E-L Financial's own FCF Yield % has ranged from 4.76 to 19.22 over the past decade. While the company's 10-year median is 9.88 vs. the industry median of 7.12, E-L Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-L Financial's current FCF Yield % of 6.49 is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on E-L Financial and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-L Financial's current FCF Yield % is 6.49, which is 34% below median its own 10-year median of 9.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (ELFIF) is currently considered Fairly Valued. The stock's GF Value™ is $10.82, compared to a current price of $11.94 — trading 10.4% above its estimated fair value. The current FCF Yield % is 6.49, which is 34% below median its 10-year median of 9.88 and 8.8% below the Insurance industry median of 7.12. E-L Financial's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For E-L Financial (ELFIF), the current FCF Yield % is 6.49 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E-L Financial (ELFIF) Overvalued in 2026?
Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued.
The current stock price of $11.94 is trading 10.4% above its estimated GF Value™ of $10.82.
GuruFocus considers E-L Financial to be Fairly Valued.
Key valuation signals for ELFIF:
FCF Yield %: 6.49 (34% below median its 10-year median of 9.88)
GF Value™: $10.82 vs. price of $11.94 (10.4% above fair value)
Industry Position: 8.8% below the Insurance median (#271 of 505)
No single metric tells the full story. See the ELFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
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