ELFIF (E-L Financial) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 24, 2026)


ELFIF E-L Financial Corp Ltd ELFIF
60 GF Score
Price $11.94
GF Value $10.82
Valuation Fairly Valued
! 8 Warning Signs
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What is E-L Financial Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

E-L Financial's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.


ELFIF vs AFL, MET, PRU: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Life subindustry, E-L Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-L Financial Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, E-L Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where E-L Financial's Margin of Safety % (DCF Earnings Based) falls into.


ELFIF
60GF Score
E-L Financial Corp Ltd ELFIF
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is E-L Financial (ELFIF) Overvalued in 2026?

Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued. The current stock price of $11.94 is trading 10.4% above its estimated GF Value™ of $10.82. GuruFocus considers E-L Financial to be Fairly Valued.

Key valuation signals for ELFIF:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $10.82 vs. price of $11.94 (10.4% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the ELFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E-L Financial Business Description

Address 165 University Avenue, 10th Floor, Toronto, ON, CAN, M5H 3B8
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
60GF Score

Get the complete analysis for ELFIF

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.94
Price
$10.82
GF Value