ELFIF (E-L Financial) Total Liabilities: $14,042 Mil (As of Mar. 2026)


ELFIF E-L Financial Corp Ltd ELFIF
60 GF Score
Price $11.94
GF Value $10.82
Valuation Fairly Valued
! 8 Warning Signs
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What is E-L Financial Total Liabilities?

E-L Financial ELFIF -0.25% 60 Total Liabilities is $14,042 Mil as of Mar. 2026. GuruFocus rates ELFIF with a GF Score™ of 60/100 and a GF Value™ of $10.82 (Fairly Valued). The stock has 8 warning signs investors should review.

E-L Financial's Total Liabilities for the quarter that ended in Mar. 2026 was $14,042 Mil.

E-L Financial's quarterly Total Liabilities increased from Sep. 2025 ($13,835.45 Mil) to Dec. 2025 ($13,999.82 Mil) and increased from Dec. 2025 ($13,999.82 Mil) to Mar. 2026 ($14,041.91 Mil).

E-L Financial's annual Total Liabilities declined from Dec. 2023 ($13,042.08 Mil) to Dec. 2024 ($12,901.16 Mil) but then increased from Dec. 2024 ($12,901.16 Mil) to Dec. 2025 ($13,999.82 Mil).

E-L Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for E-L Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E-L Financial Total Liabilities Chart

E-L Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,731.95 12,038.99 13,042.08 12,901.16 13,999.82

E-L Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,677.27 13,484.52 13,835.45 13,999.82 14,041.91
ELFIF
60GF Score
E-L Financial Corp Ltd ELFIF
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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E-L Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

E-L Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=21718.794-7718.977
=14,000

E-L Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=21482.15-7440.237
=14,042

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $14,042 Mil mean?
E-L Financial (ELFIF) has a Total Liabilities of $14,042 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for E-L Financial and its competitors.
Is E-L Financial's Total Liabilities too high?
E-L Financial's current Total Liabilities is $14,042 Mil. Overall, E-L Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's Total Liabilities compare to AFL and MET?
E-L Financial's Total Liabilities of $14,042 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for E-L Financial and its competitors. E-L Financial's current Total Liabilities is $14,042 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (ELFIF) is currently considered Fairly Valued. The stock's GF Value™ is $10.82, compared to a current price of $11.94 — trading 10.4% above its estimated fair value. The current Total Liabilities is $14,042 Mil. E-L Financial's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For E-L Financial (ELFIF), the current Total Liabilities is $14,042 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-L Financial (ELFIF) Overvalued in 2026?

Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued. The current stock price of $11.94 is trading 10.4% above its estimated GF Value™ of $10.82. GuruFocus considers E-L Financial to be Fairly Valued.

Key valuation signals for ELFIF:

  • Total Liabilities: $14,042 Mil
  • GF Value™: $10.82 vs. price of $11.94 (10.4% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the ELFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

E-L Financial Business Description

Address 165 University Avenue, 10th Floor, Toronto, ON, CAN, M5H 3B8
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
60GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.94
Price
$10.82
GF Value