Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). E-L Financial's share price for the quarter that ended in Mar. 2026 was $11.34. E-L Financial's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 346 Mil. Therefore, E-L Financial's market cap for the quarter that ended in Mar. 2026 was $3,925 Mil.
E-L Financial's quarterly market cap
increased
from Sep. 2025 ($4,051 Mil) to Dec. 2025 ($4,143 Mil) but then
declined
from Dec. 2025 ($4,143 Mil) to Mar. 2026 ($3,925 Mil).
E-L Financial's annual market cap
increased
from Dec. 2023 ($2,749 Mil) to Dec. 2024 ($3,251 Mil) and
increased
from Dec. 2024 ($3,251 Mil) to Dec. 2025 ($4,143 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. E-L Financial's Enterprise Value for Today is $5,469 Mil.
E-L Financial (OTCPK:ELFIF) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
E-L Financial Market Cap Related Terms
E-L Financial Market Cap Historical Data
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The historical data trend for E-L Financial's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, E-L Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E-L Financial Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, E-L Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where E-L Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
E-L Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E-L Financial (ELFIF) has a Market Cap of $4,178 Mil as of Jun. 24, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on E-L Financial and its competitors. According to the industry distribution chart, E-L Financial ranks #144 out of 521 companies in the Insurance industry, placing it in the top 27.6%.
Is E-L Financial's Market Cap too high?
E-L Financial's current Market Cap is $4,178 Mil. The Insurance industry median Market Cap is 681.53. E-L Financial's value of $4,178 Mil is 513% above this industry median. Based on the distribution chart, E-L Financial ranks #144 out of 521 companies in the Insurance industry, which is above the industry midpoint. Overall, E-L Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's Market Cap compare to AFL and MET?
According to the Insurance industry distribution chart, E-L Financial ranks #144 out of 521 companies for Market Cap. This puts E-L Financial in the upper half of its industry. The industry median Market Cap is 681.53. E-L Financial's value of $4,178 Mil is 513% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 681.53, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-L Financial's current Market Cap of $4,178 Mil is 513% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on E-L Financial and its competitors. For the Insurance industry, the median Market Cap is 681.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-L Financial's current Market Cap is $4,178 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (ELFIF) is currently considered Fairly Valued. The stock's GF Value™ is $10.82, compared to a current price of $11.94 — trading 10.4% above its estimated fair value. The current Market Cap is $4,178 Mil and 513% above the Insurance industry median of 681.53. E-L Financial's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For E-L Financial (ELFIF), the current Market Cap is $4,178 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E-L Financial (ELFIF) Overvalued in 2026?
Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued.
The current stock price of $11.94 is trading 10.4% above its estimated GF Value™ of $10.82.
GuruFocus considers E-L Financial to be Fairly Valued.
Key valuation signals for ELFIF:
Market Cap: $4,178 Mil
GF Value™: $10.82 vs. price of $11.94 (10.4% above fair value)
Industry Position: 513% above the Insurance median (#144 of 521)
No single metric tells the full story. See the ELFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
60GF Score
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