ELFIF (E-L Financial) Total Debt per Share: $1.26 (As of Mar. 2026)

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ELFIF E-L Financial Corp Ltd ELFIF
60 GF Score
Price $12.06
GF Value $10.97
Valuation Fairly Valued
! 8 Warning Signs
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What is E-L Financial Total Debt per Share?

E-L Financial ELFIF +0.46% 60 Total Debt per Share is $1.26 as of Mar. 2026. GuruFocus rates ELFIF with a GF Score™ of 60/100 and a GF Value™ of $10.97 (Fairly Valued). The stock has 8 warning signs investors should review.

$1.26 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. E-L Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 was $1.26.

E-L Financial Total Debt per Share Historical Data

* Premium members only.

The historical data trend for E-L Financial's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E-L Financial Total Debt per Share Chart

E-L Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 1.46 1.58 1.21 1.26

E-L Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.27 1.25 1.26 1.26
ELFIF
60GF Score
E-L Financial Corp Ltd ELFIF
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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E-L Financial Total Debt per Share Calculation

E-L Financial's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(435+0)/346
=1.26

E-L Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(437+0)/346
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $1.26 mean?
E-L Financial (ELFIF) has a Total Debt per Share of $1.26 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on E-L Financial and its competitors.
Is E-L Financial's Total Debt per Share too high?
E-L Financial's current Total Debt per Share is $1.26. Overall, E-L Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's Total Debt per Share compare to AFL and MET?
E-L Financial's Total Debt per Share of $1.26 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for an Insurance company?
A good Total Debt per Share depends on the Insurance industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on E-L Financial and its competitors. E-L Financial's current Total Debt per Share is $1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (ELFIF) is currently considered Fairly Valued. The stock's GF Value™ is $10.97, compared to a current price of $12.06 — trading 9.9% above its estimated fair value. The current Total Debt per Share is $1.26. E-L Financial's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For E-L Financial (ELFIF), the current Total Debt per Share is $1.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-L Financial (ELFIF) Overvalued in 2026?

Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued. The current stock price of $12.06 is trading 9.9% above its estimated GF Value™ of $10.97. GuruFocus considers E-L Financial to be Fairly Valued.

Key valuation signals for ELFIF:

  • Total Debt per Share: $1.26
  • GF Value™: $10.97 vs. price of $12.06 (9.9% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the ELFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

E-L Financial Business Description

Address 165 University Avenue, 10th Floor, Toronto, ON, CAN, M5H 3B8
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
60GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.06
Price
$10.97
GF Value