ELFIF (E-L Financial) 1-Year Share Buyback Ratio: 0.20% (As of Jun. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ELFIF E-L Financial Corp Ltd ELFIF
63 GF Score
Price $12.76
GF Value $12.47
Valuation Fairly Valued
! 4 Warning Signs
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What is E-L Financial 1-Year Share Buyback Ratio?

E-L Financial ELFIF +1.27% 63 1-Year Share Buyback Ratio is 0.20 as of Jun. 2026. GuruFocus rates ELFIF with a GF Score™ of 63/100 and a GF Value™ of $12.47 (Fairly Valued). The stock has 4 warning signs investors should review. Among 262 Insurance companies, E-L Financial ranks worse than 50.76% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. E-L Financial's current 1-Year Share Buyback Ratio was 0.20%.

ELFIF's 1-Year Share Buyback Ratio is ranked worse than
50.76% of 262 companies
in the Insurance industry
Industry Median: 0.3 vs ELFIF: 0.20

E-L Financial  (OTCPK:ELFIF) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


E-L Financial 1-Year Share Buyback Ratio Related Terms


ELFIF vs MET, AFL, PRU: 1-Year Share Buyback Ratio Comparison

For the Insurance - Life subindustry, E-L Financial's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-L Financial 1-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, E-L Financial's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where E-L Financial's 1-Year Share Buyback Ratio falls into.


ELFIF
63GF Score
E-L Financial Corp Ltd ELFIF
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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E-L Financial 1-Year Share Buyback Ratio Calculation

E-L Financial's 1-Year Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Jun. 2025 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Jun. 2025 )
=(346.198 - 345.617) / 346.198
=0.2%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 0.20 mean?
E-L Financial (ELFIF) has a 1-Year Share Buyback Ratio of 0.20 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for E-L Financial and its competitors. According to the industry distribution chart, E-L Financial ranks #133 out of 262 companies in the Insurance industry, placing it in the top 50.8%.
Is E-L Financial's 1-Year Share Buyback Ratio too high?
E-L Financial's current 1-Year Share Buyback Ratio is 0.20. The Insurance industry median 1-Year Share Buyback Ratio is 0.30. E-L Financial's value of 0.20 is 33.3% below this industry median. Based on the distribution chart, E-L Financial ranks #133 out of 262 companies in the Insurance industry, which is below the industry midpoint. Overall, E-L Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's 1-Year Share Buyback Ratio compare to MET and AFL?
According to the Insurance industry distribution chart, E-L Financial ranks #133 out of 262 companies for 1-Year Share Buyback Ratio. This places E-L Financial in the lower half of its industry. The industry median 1-Year Share Buyback Ratio is 0.30. E-L Financial's value of 0.20 is 33.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.30, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-L Financial's current 1-Year Share Buyback Ratio of 0.20 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for E-L Financial and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-L Financial's current 1-Year Share Buyback Ratio is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (ELFIF) is currently considered Fairly Valued. The stock's GF Value™ is $12.47, compared to a current price of $12.76 — trading 2.3% above its estimated fair value. The current 1-Year Share Buyback Ratio is 0.20 and 33.3% below the Insurance industry median of 0.30. E-L Financial's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For E-L Financial (ELFIF), the current 1-Year Share Buyback Ratio is 0.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-L Financial (ELFIF) Overvalued in 2026?

Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued. The current stock price of $12.76 is trading 2.3% above its estimated GF Value™ of $12.47. GuruFocus considers E-L Financial to be Fairly Valued.

Key valuation signals for ELFIF:

  • 1-Year Share Buyback Ratio: 0.20
  • GF Value™: $12.47 vs. price of $12.76 (2.3% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 33.3% below the Insurance median (#133 of 262)

No single metric tells the full story. See the ELFIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E-L Financial Business Description

Address 165 University Avenue, 10th Floor, Toronto, ON, CAN, M5H 3B8
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
63GF Score

Get the complete analysis for ELFIF

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.76
Price
$12.47
GF Value