FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Pepper Money FCF Yield % Related Terms
Pepper Money FCF Yield % Historical Data
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The historical data trend for Pepper Money's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Pepper Money's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pepper Money FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pepper Money's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Pepper Money's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pepper Money (FRA:X95) has a FCF Yield % of -103.48 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pepper Money and its competitors. According to the industry distribution chart, Pepper Money ranks #517 out of 540 companies in the Credit Services industry, placing it in the top 95.7%.
Is Pepper Money's FCF Yield % too high?
Pepper Money's current FCF Yield % is -103.48. Based on the distribution chart, Pepper Money ranks #517 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Pepper Money has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Pepper Money's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Pepper Money ranks #517 out of 540 companies for FCF Yield %. This places Pepper Money in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pepper Money and its competitors. Pepper Money's current FCF Yield % is -103.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepper Money stock overvalued right now?
Pepper Money (FRA:X95) has a current FCF Yield % of -103.48. The stock's GF Value™ is €0.75, compared to a current price of €0.83 — trading 10% above its estimated fair value. The current FCF Yield % is -103.48. Pepper Money's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Pepper Money (FRA:X95), the current FCF Yield % is -103.48 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pepper Money (FRA:X95) Overvalued in 2026?
Based on GuruFocus' analysis, Pepper Money stock appears to be overvalued.
The current stock price of €0.83 is trading 10% above its estimated GF Value™ of €0.75.
Key valuation signals for FRA:X95:
FCF Yield %: -103.48
GF Value™: €0.75 vs. price of €0.83 (10% above fair value)
No single metric tells the full story. See the FRA:X95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pepper Money Ltd provides a variety of home loan solutions. The company also provides car loans, personal loans, loans for equipment, asset finance, commercial loans, and others. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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