Pepper MoneyFRA:X95 -2.33%46 Dividend Yield % is 9.92% as of Jun. 26, 2026, which is 51% above its 10-year median of 6.59. GuruFocus rates FRA:X95 with a GF Score™ of 46/100 and a GF Value™ of €0.76. The stock has 2 warning signs investors should review. Among 211 Credit Services companies, Pepper Money ranks better than 91.47% on this metric.
As of today (2026-06-26), the Trailing Annual Dividend Yield of Pepper Money is 9.92%.
Good Sign:
Pepper Money Ltd stock Dividend Yield % is close to 2-year high.
The historical rank and industry rank for Pepper Money's Dividend Yield % or its related term are showing as below:
FRA:X95'
s Dividend Yield % Range Over the Past 10 Years
Min: 4.07 Med: 6.59 Max: 12.52
Current: 9.92
During the past 6 years, the highest Dividend Yield of Pepper Money was 12.52%. The lowest was 4.07%. And the median was 6.59%.
FRA:X95's Dividend Yield % is ranked better than 91.47% of 211
companies
in the Credit Services industry
Industry Median: 4.01
vs FRA:X95: 9.92
During the past 12 months, Pepper Money's average Dividends Per Share Growth Rate was 35.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -2.10% per year.
During the past 6 years, the highest 3-Year average Dividends Per Share Growth Rate of Pepper Money was -2.10% per year. The lowest was -2.10% per year. And the median was -2.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Pepper Money's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:X95 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Pepper Money's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pepper Money Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pepper Money's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Pepper Money's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Pepper Money Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AUD 0.078000
2026-03-12
2026-03-13
2026-04-14
Cash Dividend
semi-annually
AUD:EUR 0.607018
AUD 0.064000
2025-09-11
2025-09-12
2025-10-10
Cash Dividend
semi-annually
AUD:EUR 0.562005
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Pepper Money's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.083315724
/
0.84
=
9.92 %
Current Share Price is €0.84. Pepper Money's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.083315724.
Pepper Money's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.094694808
/
0.84
=
11.27 %
Current Share Price is €0.84. Pepper Money's Dividends per Share for the forward twelve months is calculated as €0.047347404 * 2 = €0.094694808.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pepper Money (FRA:X95) has a Dividend Yield % of 9.92% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Pepper Money and its competitors. This is 51% above median its historical median of 6.59. Over the past decade, Pepper Money's Dividend Yield % has ranged from 4.07 to 12.52. According to the industry distribution chart, Pepper Money ranks #18 out of 211 companies in the Credit Services industry, placing it in the top 8.5%.
Is Pepper Money's Dividend Yield % too high?
Pepper Money's current Dividend Yield % of 9.92% is 51% above median its 10-year median of 6.59. Over the past 10 years, this metric has ranged from a low of 4.07 to a high of 12.52. The Credit Services industry median Dividend Yield % is 4.01. Pepper Money's value of 9.92% is 147.4% above this industry median. Based on the distribution chart, Pepper Money ranks #18 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Pepper Money has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Pepper Money's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Pepper Money ranks #18 out of 211 companies for Dividend Yield %. This places Pepper Money in the top 9% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 4.01. Pepper Money's value of 9.92% is 147.4% above this benchmark. Historically, Pepper Money's own Dividend Yield % has ranged from 4.07 to 12.52 over the past decade. While the company's 10-year median is 6.59 vs. the industry median of 4.01, Pepper Money has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 4.01, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pepper Money's current Dividend Yield % of 9.92% is 147.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Pepper Money and its competitors. For the Credit Services industry, the median Dividend Yield % is 4.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pepper Money's current Dividend Yield % is 9.92%, which is 51% above median its own 10-year median of 6.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepper Money stock overvalued right now?
Pepper Money (FRA:X95) has a current Dividend Yield % of 9.92%. The stock's GF Value™ is €0.76, compared to a current price of €0.84 — trading 10.5% above its estimated fair value. The current Dividend Yield % is 9.92%, which is 51% above median its 10-year median of 6.59 and 147.4% above the Credit Services industry median of 4.01. Pepper Money's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Pepper Money (FRA:X95), the current Dividend Yield % is 9.92% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pepper Money (FRA:X95) Overvalued in 2026?
Based on GuruFocus' analysis, Pepper Money stock appears to be overvalued.
The current stock price of €0.84 is trading 10.5% above its estimated GF Value™ of €0.76.
Key valuation signals for FRA:X95:
Dividend Yield %: 9.92% (51% above median its 10-year median of 6.59)
GF Value™: €0.76 vs. price of €0.84 (10.5% above fair value)
Industry Position: 147.4% above the Credit Services median (#18 of 211)
No single metric tells the full story. See the FRA:X95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pepper Money Ltd provides a variety of home loan solutions. The company also provides car loans, personal loans, loans for equipment, asset finance, commercial loans, and others. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
46GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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