Pepper Money (FRA:X95) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


FRA:X95 Pepper Money Ltd FRA:X95
46 GF Score
Price €0.84
GF Value €0.76
! 2 Warning Signs
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What is Pepper Money Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Pepper Money's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

FRA:X95 vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Pepper Money's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pepper Money Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pepper Money's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Pepper Money's Margin of Safety % (DCF FCF Based) falls into.


FRA:X95
46GF Score
Pepper Money Ltd FRA:X95
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pepper Money (FRA:X95) Overvalued in 2026?

Based on GuruFocus' analysis, Pepper Money stock appears to be overvalued. The current stock price of €0.84 is trading 10.5% above its estimated GF Value™ of €0.76.

Key valuation signals for FRA:X95:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €0.76 vs. price of €0.84 (10.5% above fair value)
  • GF Score™: 46/100 with 2 warning signs

No single metric tells the full story. See the FRA:X95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pepper Money Business Description

Other Exchanges PPM:Australia
Address 177 Pacific Highway, Level 27, North Sydney, Sydney, NSW, AUS, 2060
Pepper Money Ltd provides a variety of home loan solutions. The company also provides car loans, personal loans, loans for equipment, asset finance, commercial loans, and others. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
46GF Score

Get the complete analysis for FRA:X95

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.84
Price
€0.76
GF Value