Pepper Money (FRA:X95) General and Admin. Expense: €89.9 Mil (TTM As of Dec. 2025)


FRA:X95 Pepper Money Ltd FRA:X95
52 GF Score
Price €0.80
GF Value €0.75
! 2 Warning Signs
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What is Pepper Money General and Admin. Expense?

Pepper Money FRA:X95 -1.24% 52 General and Admin. Expense is €89.9 Mil as of Dec. 2025. GuruFocus rates FRA:X95 with a GF Score™ of 52/100 and a GF Value™ of €0.75. The stock has 2 warning signs investors should review.

General and Admin. Expense is the aggregate total of general managing and administering expenses for the company. Pepper Money's General and Admin. Expense for the six months ended in Dec. 2025 was €49.2 Mil. Its General and Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €89.9 Mil.

Pepper Money General and Admin. Expense Related Terms

Pepper Money General and Admin. Expense Historical Data

* Premium members only.

The historical data trend for Pepper Money's General and Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pepper Money General and Admin. Expense Chart

Pepper Money Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
General and Admin. Expense
Get a 7-Day Free Trial 69.26 78.86 84.83 88.79 90.11

Pepper Money Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
General and Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 42.11 42.56 47.05 40.70 49.20
FRA:X95
52GF Score
Pepper Money Ltd FRA:X95
General and Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Pepper Money General and Admin. Expense Calculation

General and Admin. Expense is the aggregate total of general managing and administering expenses for the company.

General and Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €89.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a General and Admin. Expense of €89.9 Mil mean?
Pepper Money (FRA:X95) has a General and Admin. Expense of €89.9 Mil as of Dec. 2025. General and Admin. Expense is the aggregate total of general managing and administering expenses for the company. View historical data on Pepper Money and its competitors.
Is Pepper Money's General and Admin. Expense too high?
Pepper Money's current General and Admin. Expense is €89.9 Mil. Overall, Pepper Money has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Pepper Money's General and Admin. Expense compare to V and MA?
Pepper Money's General and Admin. Expense of €89.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good General and Admin. Expense for a Credit Services company?
A good General and Admin. Expense depends on the Credit Services industry context. However, General and Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high General and Admin. Expense mean?
A high General and Admin. Expense can signal that a stock is expensive relative to its fundamentals. General and Admin. Expense is the aggregate total of general managing and administering expenses for the company. View historical data on Pepper Money and its competitors. Pepper Money's current General and Admin. Expense is €89.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepper Money stock overvalued right now?
Pepper Money (FRA:X95) has a current General and Admin. Expense of €89.9 Mil. The stock's GF Value™ is €0.75, compared to a current price of €0.80 — trading 6% above its estimated fair value. The current General and Admin. Expense is €89.9 Mil. Pepper Money's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is General and Admin. Expense calculated?
General and Admin. Expense is calculated from a company's financial statements. For Pepper Money (FRA:X95), the current General and Admin. Expense is €89.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pepper Money (FRA:X95) Overvalued in 2026?

Based on GuruFocus' analysis, Pepper Money stock appears to be overvalued. The current stock price of €0.80 is trading 6% above its estimated GF Value™ of €0.75.

Key valuation signals for FRA:X95:

  • General and Admin. Expense: €89.9 Mil
  • GF Value™: €0.75 vs. price of €0.80 (6% above fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the FRA:X95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pepper Money Business Description

Other Exchanges PPM:Australia
Address 177 Pacific Highway, Level 27, North Sydney, Sydney, NSW, AUS, 2060
Pepper Money Ltd provides a variety of home loan solutions. The company also provides car loans, personal loans, loans for equipment, asset finance, commercial loans, and others. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
52GF Score

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General and Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.80
Price
€0.75
GF Value