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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Garanti Faktoring AS's Enterprise Value is ₺47,869 Mil.
Garanti Faktoring AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₺-16,455 Mil. Therefore, Garanti Faktoring AS's EV-to-OCF for today is -2.91.
The historical rank and industry rank for Garanti Faktoring AS's EV-to-OCF or its related term are showing as below:
IST:GARFA'
s EV-to-OCF Range Over the Past 10 Years
Min: -70.44 Med: 7.17 Max: 254.07
Current: 77.27
During the past 13 years, the highest EV-to-OCF of Garanti Faktoring AS was 254.07. The lowest was -70.44. And the median was 7.17.
IST:GARFA's EV-to-OCF is ranked worse than 92.01% of 551
companies
in the Credit Services industry
Industry Median: -0.6
vs IST:GARFA: 77.27
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Garanti Faktoring AS (IST:GARFA) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Garanti Faktoring AS's PE Ratio (TTM) for today is calculated as:
Garanti Faktoring AS's share price for today is ₺24.62.
Garanti Faktoring AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺6.599.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Garanti Faktoring AS EV-to-OCF Related Terms
Garanti Faktoring AS EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Garanti Faktoring AS's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Garanti Faktoring AS's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Garanti Faktoring AS EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Garanti Faktoring AS's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Garanti Faktoring AS's EV-to-OCF falls into.
Garanti Faktoring AS's current Enterprise Value is ₺47,869 Mil.
Garanti Faktoring AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺-16,455 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Garanti Faktoring AS (IST:GARFA) has a EV-to-OCF of -2.91 as of Sep. 21, 2026. According to the industry distribution chart, Garanti Faktoring AS ranks #507 out of 551 companies in the Credit Services industry, placing it in the top 92%.
Is Garanti Faktoring AS's EV-to-OCF too high?
Garanti Faktoring AS's current EV-to-OCF is -2.91. Based on the distribution chart, Garanti Faktoring AS ranks #507 out of 551 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Garanti Faktoring AS has a GF Score™ of 25/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garanti Faktoring AS's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Garanti Faktoring AS ranks #507 out of 551 companies for EV-to-OCF. This places Garanti Faktoring AS in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Garanti Faktoring AS's current EV-to-OCF is -2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garanti Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Garanti Faktoring AS (IST:GARFA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺54.63, compared to a current price of ₺24.62 — trading 54.9% below its estimated fair value. The current EV-to-OCF is -2.91. Garanti Faktoring AS's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Garanti Faktoring AS (IST:GARFA), the current EV-to-OCF is -2.91 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Garanti Faktoring AS (IST:GARFA) Overvalued in 2026?
Based on GuruFocus' analysis, Garanti Faktoring AS stock appears to be undervalued.
The current stock price of ₺24.62 is trading 54.9% below its estimated GF Value™ of ₺54.63.
GuruFocus considers Garanti Faktoring AS to be Significantly Undervalued.
Key valuation signals for IST:GARFA:
EV-to-OCF: -2.91
GF Value™: ₺54.63 vs. price of ₺24.62 (54.9% below fair value)
No single metric tells the full story. See the IST:GARFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Garanti Faktoring AS is a Turkish company which offers factoring services where time receivables of companies arising out of their domestic and overseas service sales are taken over by Garanti to offer one or more of financing, guarantee and collection services. The company focuses on trade financing and receivable-based financing and provides financing, guarantee and collection products. It offers financing service to customers whose goods/services sales are realized on the account and as check account sales and delivers regular cash flow. The company also affords supplier financing to supplier companies the benefit of payment of their receivables without waiting for maturity, and to buyer companies the benefit of payment due date extension.
25GF Score
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