Garanti Faktoring AS (IST:GARFA) Moat Score: 0/10 (As of Jul. 09, 2026)


IST:GARFA Garanti Faktoring AS IST:GARFA
24 GF Score
Price ₺27.18
GF Value ₺42.14
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Garanti Faktoring AS Moat Score?

Garanti Faktoring AS has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Garanti Faktoring AS has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Garanti Faktoring AS might have No Moat - No discernible moat.

Garanti Faktoring AS  (IST:GARFA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Garanti Faktoring AS Moat Score Related Terms

IST:GARFA
24GF Score
Garanti Faktoring AS IST:GARFA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Garanti Faktoring AS (IST:GARFA) Overvalued in 2026?

Based on GuruFocus' analysis, Garanti Faktoring AS stock appears to be undervalued. The current stock price of ₺27.18 is trading 35.5% below its estimated GF Value™ of ₺42.14. GuruFocus considers Garanti Faktoring AS to be Significantly Undervalued.

Key valuation signals for IST:GARFA:

  • Moat Score: 0
  • GF Value™: ₺42.14 vs. price of ₺27.18 (35.5% below fair value)
  • GF Score™: 24/100 with 1 warning sign

No single metric tells the full story. See the IST:GARFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Garanti Faktoring AS Business Description

Address Maslak Mahalles Eski Buyukdere Caddesi No. 23, Sariyer, Istanbul, TUR, 34398
Garanti Faktoring AS is a Turkish company which offers factoring services where time receivables of companies arising out of their domestic and overseas service sales are taken over by Garanti to offer one or more of financing, guarantee and collection services. The company focuses on trade financing and receivable-based financing and provides financing, guarantee and collection products. It offers financing service to customers whose goods/services sales are realized on the account and as check account sales and delivers regular cash flow. The company also affords supplier financing to supplier companies the benefit of payment of their receivables without waiting for maturity, and to buyer companies the benefit of payment due date extension.
24GF Score

Get the complete analysis for IST:GARFA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺27.18
Price
₺42.14
GF Value