ICICI Lombard General Insurance Co (NSE:ICICIGI) FCF Yield %: 2.64 (As of Jul. 08, 2026) — 19% Above Median


NSE:ICICIGI ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
90 GF Score
Price ₹1,804.20
GF Value ₹2,115.04
Valuation Modestly Undervalued
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What is ICICI Lombard General Insurance Co FCF Yield %?

ICICI Lombard General Insurance Co NSE:ICICIGI +0.55% 90 FCF Yield % is 2.64 as of Jul. 08, 2026, which is 19% above its 10-year median of 2.22. GuruFocus rates NSE:ICICIGI with a GF Score™ of 90/100 and a GF Value™ of ₹2,115.04 (Modestly Undervalued). Among 506 Insurance companies, ICICI Lombard General Insurance Co ranks worse than 70.16% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, ICICI Lombard General Insurance Co's Trailing 12-Month Free Cash Flow is ₹23,786 Mil, and Market Cap is ₹901,115 Mil. Therefore, ICICI Lombard General Insurance Co's FCF Yield % for today is 2.64%.

The historical rank and industry rank for ICICI Lombard General Insurance Co's FCF Yield % or its related term are showing as below:

NSE:ICICIGI' s FCF Yield % Range Over the Past 10 Years
Min: 2   Med: 2.22   Max: 2.65
Current: 2.64


During the past 13 years, the highest FCF Yield % of ICICI Lombard General Insurance Co was 2.65%. The lowest was 2.00%. And the median was 2.22%.

NSE:ICICIGI's FCF Yield % is ranked worse than
70.16% of 506 companies
in the Insurance industry
Industry Median: 6.91 vs NSE:ICICIGI: 2.64

ICICI Lombard General Insurance Co's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


ICICI Lombard General Insurance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


ICICI Lombard General Insurance Co FCF Yield % Related Terms


ICICI Lombard General Insurance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for ICICI Lombard General Insurance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICICI Lombard General Insurance Co FCF Yield % Chart

ICICI Lombard General Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 4.13 2.67 1.03 2.79

ICICI Lombard General Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:ICICIGI vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, ICICI Lombard General Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICICI Lombard General Insurance Co FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, ICICI Lombard General Insurance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where ICICI Lombard General Insurance Co's FCF Yield % falls into.


NSE:ICICIGI
90GF Score
ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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ICICI Lombard General Insurance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

ICICI Lombard General Insurance Co's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=23786.3 / 852725.547
=2.79%

ICICI Lombard General Insurance Co's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 852725.547
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 2.64 mean?
ICICI Lombard General Insurance Co (NSE:ICICIGI) has a FCF Yield % of 2.64 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on ICICI Lombard General Insurance Co and its competitors. This is 19% above median its historical median of 2.22. Over the past decade, ICICI Lombard General Insurance Co's FCF Yield % has ranged from 2.00 to 2.65. According to the industry distribution chart, ICICI Lombard General Insurance Co ranks #355 out of 506 companies in the Insurance industry, placing it in the top 70.2%.
Is ICICI Lombard General Insurance Co's FCF Yield % too high?
ICICI Lombard General Insurance Co's current FCF Yield % of 2.64 is 19% above median its 10-year median of 2.22. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 2.65. The Insurance industry median FCF Yield % is 6.91. ICICI Lombard General Insurance Co's value of 2.64 is 61.8% below this industry median. Based on the distribution chart, ICICI Lombard General Insurance Co ranks #355 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ICICI Lombard General Insurance Co ranks #355 out of 506 companies for FCF Yield %. This places ICICI Lombard General Insurance Co in the lower half of its industry. The industry median FCF Yield % is 6.91. ICICI Lombard General Insurance Co's value of 2.64 is 61.8% below this benchmark. Historically, ICICI Lombard General Insurance Co's own FCF Yield % has ranged from 2.00 to 2.65 over the past decade. While the company's 10-year median is 2.22 vs. the industry median of 6.91, ICICI Lombard General Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.91, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Lombard General Insurance Co's current FCF Yield % of 2.64 is 61.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on ICICI Lombard General Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Lombard General Insurance Co's current FCF Yield % is 2.64, which is 19% above median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (NSE:ICICIGI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,115.04, compared to a current price of ₹1,804.20 — trading 14.7% below its estimated fair value. The current FCF Yield % is 2.64, which is 19% above median its 10-year median of 2.22 and 61.8% below the Insurance industry median of 6.91. ICICI Lombard General Insurance Co's overall GF Score™ is 90/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (NSE:ICICIGI), the current FCF Yield % is 2.64 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued. The current stock price of ₹1,804.20 is trading 14.7% below its estimated GF Value™ of ₹2,115.04. GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:ICICIGI:

  • FCF Yield %: 2.64 (19% above median its 10-year median of 2.22)
  • GF Value™: ₹2,115.04 vs. price of ₹1,804.20 (14.7% below fair value)
  • GF Score™: 90/100
  • Industry Position: 61.8% below the Insurance median (#355 of 506)

No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ICICI Lombard General Insurance Co Business Description

Other Exchanges 540716:India
Address 414, Veer Savarkar Marg, ICICI Lombard House, Near Siddhivinayak Temple, Prabhadevi, Mumbai, MH, IND, 400 025
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
90GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,804.20
Price
₹2,115.04
GF Value