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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. ICICI Lombard General Insurance Co's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.87.
The historical rank and industry rank for ICICI Lombard General Insurance Co's Dividend Payout Ratio or its related term are showing as below:
NSE:ICICIGI'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04 Med: 0.24 Max: 0.31
Current: 0.28
During the past 13 years, the highest Dividend Payout Ratio of ICICI Lombard General Insurance Co was 0.31. The lowest was 0.04. And the median was 0.24.
NSE:ICICIGI's Dividend Payout Ratio is ranked better than 62.57% of 334
companies
in the Insurance industry
Industry Median: 0.38
vs NSE:ICICIGI: 0.28
During the past 13 years, the highest Trailing Annual Dividend Yield of ICICI Lombard General Insurance Co was 1.15%. The lowest was 0.09%. And the median was 0.59%.
During the past 12 months, ICICI Lombard General Insurance Co's average Dividends Per Share Growth Rate was 8.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 12.40% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 23.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of ICICI Lombard General Insurance Co was 74.70% per year. The lowest was 10.70% per year. And the median was 14.95% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
ICICI Lombard General Insurance Co (NSE:ICICIGI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
ICICI Lombard General Insurance Co Dividend Payout Ratio Related Terms
ICICI Lombard General Insurance Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co Dividend Payout Ratio Chart
NSE:ICICIGI vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, ICICI Lombard General Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICICI Lombard General Insurance Co Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, ICICI Lombard General Insurance Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where ICICI Lombard General Insurance Co's Dividend Payout Ratio falls into.
ICICI Lombard General Insurance Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co (NSE:ICICIGI) has a Dividend Payout Ratio of 0.87 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on ICICI Lombard General Insurance Co and its competitors. This is 263% above median its historical median of 0.24. Over the past decade, ICICI Lombard General Insurance Co's Dividend Payout Ratio has ranged from 0.04 to 0.31. According to the industry distribution chart, ICICI Lombard General Insurance Co ranks #125 out of 334 companies in the Insurance industry, placing it in the top 37.4%.
Is ICICI Lombard General Insurance Co's Dividend Payout Ratio too high?
ICICI Lombard General Insurance Co's current Dividend Payout Ratio of 0.87 is 263% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.31. The Insurance industry median Dividend Payout Ratio is 0.38. ICICI Lombard General Insurance Co's value of 0.87 is 128.9% above this industry median. Based on the distribution chart, ICICI Lombard General Insurance Co ranks #125 out of 334 companies in the Insurance industry, which is above the industry midpoint. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ICICI Lombard General Insurance Co ranks #125 out of 334 companies for Dividend Payout Ratio. This puts ICICI Lombard General Insurance Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. ICICI Lombard General Insurance Co's value of 0.87 is 128.9% above this benchmark. Historically, ICICI Lombard General Insurance Co's own Dividend Payout Ratio has ranged from 0.04 to 0.31 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.38, ICICI Lombard General Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Lombard General Insurance Co's current Dividend Payout Ratio of 0.87 is 128.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on ICICI Lombard General Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Lombard General Insurance Co's current Dividend Payout Ratio is 0.87, which is 263% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (NSE:ICICIGI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,085.21, compared to a current price of ₹1,612.20 — trading 22.7% below its estimated fair value. The current Dividend Payout Ratio is 0.87, which is 263% above median its 10-year median of 0.24 and 128.9% above the Insurance industry median of 0.38. ICICI Lombard General Insurance Co's overall GF Score™ is 92/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (NSE:ICICIGI), the current Dividend Payout Ratio is 0.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued.
The current stock price of ₹1,612.20 is trading 22.7% below its estimated GF Value™ of ₹2,085.21.
GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.
Key valuation signals for NSE:ICICIGI:
Dividend Payout Ratio: 0.87 (263% above median its 10-year median of 0.24)
GF Value™: ₹2,085.21 vs. price of ₹1,612.20 (22.7% below fair value)
Industry Position: 128.9% above the Insurance median (#125 of 334)
No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICICI Lombard General Insurance Co Business Description
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
92GF Score
Get the complete analysis for NSE:ICICIGI
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