ICICI Lombard General Insurance Co (NSE:ICICIGI) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:ICICIGI ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
90 GF Score
Price ₹1,788.10
GF Value ₹2,115.84
Valuation Modestly Undervalued
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What is ICICI Lombard General Insurance Co Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

NSE:ICICIGI
90GF Score
ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued. The current stock price of ₹1,788.10 is trading 15.5% below its estimated GF Value™ of ₹2,115.84. GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:ICICIGI:

  • Altman Z-Score:
  • GF Value™: ₹2,115.84 vs. price of ₹1,788.10 (15.5% below fair value)
  • GF Score™: 90/100

No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ICICI Lombard General Insurance Co Business Description

Other Exchanges 540716:India
Address 414, Veer Savarkar Marg, ICICI Lombard House, Near Siddhivinayak Temple, Prabhadevi, Mumbai, MH, IND, 400 025
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
90GF Score

Get the complete analysis for NSE:ICICIGI

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,788.10
Price
₹2,115.84
GF Value