The historical rank and industry rank for ICICI Lombard General Insurance Co's Pretax Margin % or its related term are showing as below:
NSE:ICICIGI'
s Pretax Margin % Range Over the Past 10 Years
Min: 10.17 Med: 12.69 Max: 15.09
Current: 13.55
NSE:ICICIGI's Pretax Margin % is ranked better than 55.27% of 503
companies
in the Insurance industry
Industry Median: 11.9
vs NSE:ICICIGI: 13.55
ICICI Lombard General Insurance Co (NSE:ICICIGI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
ICICI Lombard General Insurance Co Pretax Margin % Related Terms
ICICI Lombard General Insurance Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co Pretax Margin % Chart
NSE:ICICIGI vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, ICICI Lombard General Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICICI Lombard General Insurance Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ICICI Lombard General Insurance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where ICICI Lombard General Insurance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co (NSE:ICICIGI) has a Pretax Margin % of 10.60% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ICICI Lombard General Insurance Co and its competitors. This is 16% below median its historical median of 12.69. Over the past decade, ICICI Lombard General Insurance Co's Pretax Margin % has ranged from 10.17 to 15.09. According to the industry distribution chart, ICICI Lombard General Insurance Co ranks #225 out of 503 companies in the Insurance industry, placing it in the top 44.7%.
Is ICICI Lombard General Insurance Co's Pretax Margin % too high?
ICICI Lombard General Insurance Co's current Pretax Margin % of 10.60% is 16% below median its 10-year median of 12.69. Over the past 10 years, this metric has ranged from a low of 10.17 to a high of 15.09. The Insurance industry median Pretax Margin % is 11.90. ICICI Lombard General Insurance Co's value of 10.60% is 10.9% below this industry median. Based on the distribution chart, ICICI Lombard General Insurance Co ranks #225 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ICICI Lombard General Insurance Co ranks #225 out of 503 companies for Pretax Margin %. This puts ICICI Lombard General Insurance Co in the upper half of its industry. The industry median Pretax Margin % is 11.90. ICICI Lombard General Insurance Co's value of 10.60% is 10.9% below this benchmark. Historically, ICICI Lombard General Insurance Co's own Pretax Margin % has ranged from 10.17 to 15.09 over the past decade. While the company's 10-year median is 12.69 vs. the industry median of 11.90, ICICI Lombard General Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.90, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Lombard General Insurance Co's current Pretax Margin % of 10.60% is 10.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ICICI Lombard General Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Lombard General Insurance Co's current Pretax Margin % is 10.60%, which is 16% below median its own 10-year median of 12.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (NSE:ICICIGI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,115.83, compared to a current price of ₹1,826.20 — trading 13.7% below its estimated fair value. The current Pretax Margin % is 10.60%, which is 16% below median its 10-year median of 12.69 and 10.9% below the Insurance industry median of 11.90. ICICI Lombard General Insurance Co's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (NSE:ICICIGI), the current Pretax Margin % is 10.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued.
The current stock price of ₹1,826.20 is trading 13.7% below its estimated GF Value™ of ₹2,115.83.
GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.
Key valuation signals for NSE:ICICIGI:
Pretax Margin %: 10.60% (16% below median its 10-year median of 12.69)
GF Value™: ₹2,115.83 vs. price of ₹1,826.20 (13.7% below fair value)
Industry Position: 10.9% below the Insurance median (#225 of 503)
No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICICI Lombard General Insurance Co Business Description
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
91GF Score
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