ICICI Lombard General Insurance Co (NSE:ICICIGI) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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NSE:ICICIGI ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
88 GF Score
Price ₹1,493.40
GF Value ₹2,100.94
Valuation Modestly Undervalued
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What is ICICI Lombard General Insurance Co Retained Earnings?

ICICI Lombard General Insurance Co NSE:ICICIGI -1.10% 88 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:ICICIGI with a GF Score™ of 88/100 and a GF Value™ of ₹2,100.94 (Modestly Undervalued).

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. ICICI Lombard General Insurance Co's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

ICICI Lombard General Insurance Co's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹88,602 Mil) but then declined from Mar. 2026 (₹88,602 Mil) to Jun. 2026 (₹0 Mil).

ICICI Lombard General Insurance Co's annual retained earnings increased from Mar. 2024 (₹48,188 Mil) to Mar. 2025 (₹67,591 Mil) and increased from Mar. 2025 (₹67,591 Mil) to Mar. 2026 (₹88,602 Mil).


ICICI Lombard General Insurance Co  (NSE:ICICIGI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


ICICI Lombard General Insurance Co Retained Earnings Historical Data

* Premium members only.

The historical data trend for ICICI Lombard General Insurance Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICICI Lombard General Insurance Co Retained Earnings Chart

ICICI Lombard General Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21,534.63 34,160.08 48,187.70 67,590.60 88,602.20

ICICI Lombard General Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 88,602.20 0.00
NSE:ICICIGI
88GF Score
ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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ICICI Lombard General Insurance Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
ICICI Lombard General Insurance Co (NSE:ICICIGI) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on ICICI Lombard General Insurance Co and its competitors.
Is ICICI Lombard General Insurance Co's Retained Earnings too high?
ICICI Lombard General Insurance Co's current Retained Earnings is ₹0 Mil. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's Retained Earnings compare to BRK.A and AIG?
ICICI Lombard General Insurance Co's Retained Earnings of ₹0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on ICICI Lombard General Insurance Co and its competitors. ICICI Lombard General Insurance Co's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (NSE:ICICIGI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,100.94, compared to a current price of ₹1,493.40 — trading 28.9% below its estimated fair value. The current Retained Earnings is ₹0 Mil. ICICI Lombard General Insurance Co's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (NSE:ICICIGI), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued. The current stock price of ₹1,493.40 is trading 28.9% below its estimated GF Value™ of ₹2,100.94. GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:ICICIGI:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹2,100.94 vs. price of ₹1,493.40 (28.9% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ICICI Lombard General Insurance Co Business Description

Other Exchanges 540716:India
Address 414, Veer Savarkar Marg, ICICI Lombard House, Near Siddhivinayak Temple, Prabhadevi, Mumbai, MH, IND, 400 025
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
88GF Score

Get the complete analysis for NSE:ICICIGI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,493.40
Price
₹2,100.94
GF Value