ICICI Lombard General Insurance Co (NSE:ICICIGI) Scaled Net Operating Assets: 0.21 (As of Jun. 2026)

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NSE:ICICIGI ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
89 GF Score
Price ₹1,814.60
GF Value ₹2,116.37
Valuation Modestly Undervalued
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What is ICICI Lombard General Insurance Co Scaled Net Operating Assets?

ICICI Lombard General Insurance Co NSE:ICICIGI +1.48% 89 Scaled Net Operating Assets is 0.21 as of Jun. 2026. GuruFocus rates NSE:ICICIGI with a GF Score™ of 89/100 and a GF Value™ of ₹2,116.37 (Modestly Undervalued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

ICICI Lombard General Insurance Co's operating assets for the quarter that ended in Jun. 2026 was ₹783,233 Mil. ICICI Lombard General Insurance Co's operating liabilities for the quarter that ended in Jun. 2026 was ₹620,852 Mil. ICICI Lombard General Insurance Co's Total Assets for the quarter that ended in Mar. 2026 was ₹761,109 Mil. Therefore, ICICI Lombard General Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.21.

NSE:ICICIGI
89GF Score
ICICI Lombard General Insurance Co Ltd NSE:ICICIGI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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ICICI Lombard General Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

ICICI Lombard General Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(751241.6-594770.5)/691450.3
=0.23

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=761109.4 - 9867.8
=751241.6

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=594770.5 - 0 - 0
=594770.5

ICICI Lombard General Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(783233.3-620851.6)/761109.4
=0.21

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=790995.9 - 7762.6
=783233.3

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=620851.6 - 0 - 0
=620851.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.21 mean?
ICICI Lombard General Insurance Co (NSE:ICICIGI) has a Scaled Net Operating Assets of 0.21 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on ICICI Lombard General Insurance Co and its competitors.
Is ICICI Lombard General Insurance Co's Scaled Net Operating Assets too high?
ICICI Lombard General Insurance Co's current Scaled Net Operating Assets is 0.21. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's Scaled Net Operating Assets compare to BRK.A and AIG?
ICICI Lombard General Insurance Co's Scaled Net Operating Assets of 0.21 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on ICICI Lombard General Insurance Co and its competitors. ICICI Lombard General Insurance Co's current Scaled Net Operating Assets is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (NSE:ICICIGI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,116.37, compared to a current price of ₹1,814.60 — trading 14.3% below its estimated fair value. The current Scaled Net Operating Assets is 0.21. ICICI Lombard General Insurance Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (NSE:ICICIGI), the current Scaled Net Operating Assets is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued. The current stock price of ₹1,814.60 is trading 14.3% below its estimated GF Value™ of ₹2,116.37. GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:ICICIGI:

  • Scaled Net Operating Assets: 0.21
  • GF Value™: ₹2,116.37 vs. price of ₹1,814.60 (14.3% below fair value)
  • GF Score™: 89/100

No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ICICI Lombard General Insurance Co Business Description

Other Exchanges 540716:India
Address 414, Veer Savarkar Marg, ICICI Lombard House, Near Siddhivinayak Temple, Prabhadevi, Mumbai, MH, IND, 400 025
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
89GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,814.60
Price
₹2,116.37
GF Value