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* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
NSE:ICICIGI'
s PEG Ratio Range Over the Past 10 Years
Min: 1.59 Med: 2.4 Max: 6.86
Current: 2.42
During the past 13 years, ICICI Lombard General Insurance Co's highest PEG Ratio was 6.86. The lowest was 1.59. And the median was 2.40.
NSE:ICICIGI's PEG Ratio is ranked worse than 79.57% of 186
companies
in the Insurance industry
Industry Median: 0.885
vs NSE:ICICIGI: 2.42
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
ICICI Lombard General Insurance Co (NSE:ICICIGI) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
ICICI Lombard General Insurance Co PEG Ratio Related Terms
ICICI Lombard General Insurance Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co PEG Ratio Chart
NSE:ICICIGI vs BRK.A, AIG, HIG: PEG Ratio Comparison
For the Insurance - Diversified subindustry, ICICI Lombard General Insurance Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICICI Lombard General Insurance Co PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, ICICI Lombard General Insurance Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where ICICI Lombard General Insurance Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
ICICI Lombard General Insurance Co (NSE:ICICIGI) has a PEG Ratio of 2.42 as of Jul. 23, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on ICICI Lombard General Insurance Co and its competitors. This is near median its historical median of 2.40. Over the past decade, ICICI Lombard General Insurance Co's PEG Ratio has ranged from 1.59 to 6.86. According to the industry distribution chart, ICICI Lombard General Insurance Co ranks #148 out of 186 companies in the Insurance industry, placing it in the top 79.6%.
Is ICICI Lombard General Insurance Co's PEG Ratio too high?
ICICI Lombard General Insurance Co's current PEG Ratio of 2.42 is near median its 10-year median of 2.40. Over the past 10 years, this metric has ranged from a low of 1.59 to a high of 6.86. The Insurance industry median PEG Ratio is 0.89. ICICI Lombard General Insurance Co's value of 2.42 is 173.4% above this industry median. Based on the distribution chart, ICICI Lombard General Insurance Co ranks #148 out of 186 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's PEG Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ICICI Lombard General Insurance Co ranks #148 out of 186 companies for PEG Ratio. This places ICICI Lombard General Insurance Co in the lower half of its industry. The industry median PEG Ratio is 0.89. ICICI Lombard General Insurance Co's value of 2.42 is 173.4% above this benchmark. Historically, ICICI Lombard General Insurance Co's own PEG Ratio has ranged from 1.59 to 6.86 over the past decade. While the company's 10-year median is 2.40 vs. the industry median of 0.89, ICICI Lombard General Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 186 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Lombard General Insurance Co's current PEG Ratio of 2.42 is 173.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on ICICI Lombard General Insurance Co and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Lombard General Insurance Co's current PEG Ratio is 2.42, which is near median its own 10-year median of 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (NSE:ICICIGI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,093.22, compared to a current price of ₹1,583.50 — trading 24.4% below its estimated fair value. The current PEG Ratio is 2.42, which is near median its 10-year median of 2.40 and 173.4% above the Insurance industry median of 0.89. ICICI Lombard General Insurance Co's overall GF Score™ is 93/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (NSE:ICICIGI), the current PEG Ratio is 2.42 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICICI Lombard General Insurance Co (NSE:ICICIGI) Overvalued in 2026?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued.
The current stock price of ₹1,583.50 is trading 24.4% below its estimated GF Value™ of ₹2,093.22.
GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.
Key valuation signals for NSE:ICICIGI:
PEG Ratio: 2.42 (near median its 10-year median of 2.40)
GF Value™: ₹2,093.22 vs. price of ₹1,583.50 (24.4% below fair value)
Industry Position: 173.4% above the Insurance median (#148 of 186)
No single metric tells the full story. See the NSE:ICICIGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICICI Lombard General Insurance Co Business Description
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
93GF Score
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