Esquire Financial Holdings (NAS:ESQ) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Esquire Financial Holdings Forward PE Ratio Related Terms
Esquire Financial Holdings Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Esquire Financial Holdings Forward PE Ratio Chart
Esquire Financial Holdings Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
14.30
16.76
Esquire Financial Holdings Quarterly Data
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
14.30
13.59
17.10
16.82
16.76
16.44
ESQ vs EQBK, MCBS, FSBC: Forward PE Ratio Comparison
For the Banks - Regional subindustry, Esquire Financial Holdings's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Esquire Financial Holdings Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Esquire Financial Holdings's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Esquire Financial Holdings's Forward PE Ratio falls into.
Esquire Financial Holdings Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Esquire Financial Holdings (ESQ) has a Forward PE Ratio of 17.54 as of Jul. 12, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Esquire Financial Holdings and its competitors. According to the industry distribution chart, Esquire Financial Holdings ranks #760 out of 817 companies in the Banks industry, placing it in the top 93%.
Is Esquire Financial Holdings' Forward PE Ratio too high?
Esquire Financial Holdings' current Forward PE Ratio is 17.54. The Banks industry median Forward PE Ratio is 11.08. Esquire Financial Holdings' value of 17.54 is 58.3% above this industry median. Based on the distribution chart, Esquire Financial Holdings ranks #760 out of 817 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Esquire Financial Holdings has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Esquire Financial Holdings' Forward PE Ratio compare to EQBK and MCBS?
According to the Banks industry distribution chart, Esquire Financial Holdings ranks #760 out of 817 companies for Forward PE Ratio. This places Esquire Financial Holdings in the lower half of its industry. The industry median Forward PE Ratio is 11.08. Esquire Financial Holdings' value of 17.54 is 58.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.08, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Esquire Financial Holdings's current Forward PE Ratio of 17.54 is 58.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Esquire Financial Holdings and its competitors. For the Banks industry, the median Forward PE Ratio is 11.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Esquire Financial Holdings's current Forward PE Ratio is 17.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Esquire Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Esquire Financial Holdings (ESQ) is currently considered Modestly Overvalued. The stock's GF Value™ is $95.53, compared to a current price of $117.21 — trading 22.7% above its estimated fair value. The current Forward PE Ratio is 17.54 and 58.3% above the Banks industry median of 11.08. Esquire Financial Holdings' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Esquire Financial Holdings (ESQ), the current Forward PE Ratio is 17.54 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Esquire Financial Holdings (ESQ) Overvalued in 2026?
Based on GuruFocus' analysis, Esquire Financial Holdings stock appears to be overvalued.
The current stock price of $117.21 is trading 22.7% above its estimated GF Value™ of $95.53.
GuruFocus considers Esquire Financial Holdings to be Modestly Overvalued.
Key valuation signals for ESQ:
Forward PE Ratio: 17.54
GF Value™: $95.53 vs. price of $117.21 (22.7% above fair value)
Industry Position: 58.3% above the Banks median (#760 of 817)
No single metric tells the full story. See the ESQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
83GF Score
Get the complete analysis for ESQ
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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