ESQ (Esquire Financial Holdings) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


ESQ Esquire Financial Holdings Inc ESQ
82 GF Score
Price $120.34
GF Value $94.61
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Esquire Financial Holdings ROC (Joel Greenblatt) %?

Esquire Financial Holdings ESQ -2.66% 82 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ESQ with a GF Score™ of 82/100 and a GF Value™ of $94.61 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, Esquire Financial Holdings ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ESQ
82GF Score
Esquire Financial Holdings Inc ESQ
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Esquire Financial Holdings (ESQ) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Esquire Financial Holdings and its competitors. According to the industry distribution chart, Esquire Financial Holdings ranks #999999 out of 46 companies in the Banks industry.
Is Esquire Financial Holdings' ROC (Joel Greenblatt) % too high?
Esquire Financial Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Esquire Financial Holdings ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Esquire Financial Holdings has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Esquire Financial Holdings' ROC (Joel Greenblatt) % compare to EQBK and MCBS?
According to the Banks industry distribution chart, Esquire Financial Holdings ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Esquire Financial Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Esquire Financial Holdings and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Esquire Financial Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Esquire Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Esquire Financial Holdings (ESQ) is currently considered Modestly Overvalued. The stock's GF Value™ is $94.61, compared to a current price of $120.34 — trading 27.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Esquire Financial Holdings' overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Esquire Financial Holdings (ESQ), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Esquire Financial Holdings (ESQ) Overvalued in 2026?

Based on GuruFocus' analysis, Esquire Financial Holdings stock appears to be overvalued. The current stock price of $120.34 is trading 27.2% above its estimated GF Value™ of $94.61. GuruFocus considers Esquire Financial Holdings to be Modestly Overvalued.

Key valuation signals for ESQ:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $94.61 vs. price of $120.34 (27.2% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the ESQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Esquire Financial Holdings Business Description

Address 100 Jericho Quadrangle, Suite 100, Jericho, NY, USA, 11753
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
82GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.34
Price
$94.61
GF Value