ESQ (Esquire Financial Holdings) Cyclically Adjusted Revenue per Share: $10.55 (As of Mar. 2026)


ESQ Esquire Financial Holdings Inc ESQ
81 GF Score
Price $120.22
GF Value $94.86
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Esquire Financial Holdings Cyclically Adjusted Revenue per Share?

Esquire Financial Holdings ESQ -0.22% 81 Cyclically Adjusted Revenue per Share is $10.55 as of Mar. 2026. GuruFocus rates ESQ with a GF Score™ of 81/100 and a GF Value™ of $94.86 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Esquire Financial Holdings's adjusted revenue per share for the three months ended in Mar. 2026 was $4.650. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $10.55 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-07-07), Esquire Financial Holdings's current stock price is $120.215. Esquire Financial Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $10.55. Esquire Financial Holdings's Cyclically Adjusted PS Ratio of today is 11.39.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Esquire Financial Holdings was 11.55. The lowest was 9.56. And the median was 10.56.


Esquire Financial Holdings  (NAS:ESQ) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Esquire Financial Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=120.215/10.55
=11.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Esquire Financial Holdings was 11.55. The lowest was 9.56. And the median was 10.56.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Esquire Financial Holdings Cyclically Adjusted Revenue per Share Related Terms


Esquire Financial Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Esquire Financial Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Esquire Financial Holdings Cyclically Adjusted Revenue per Share Chart

Esquire Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 9.99

Esquire Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 9.81 9.99 10.55

ESQ vs EQBK, MCBS, FSBC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Esquire Financial Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Esquire Financial Holdings Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Esquire Financial Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Esquire Financial Holdings's Cyclically Adjusted PS Ratio falls into.


ESQ
81GF Score
Esquire Financial Holdings Inc ESQ
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Esquire Financial Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Esquire Financial Holdings's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.65/330.2130*330.2130
=4.650

Current CPI (Mar. 2026) = 330.2130.

Esquire Financial Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.987 241.018 1.352
201609 0.991 241.428 1.355
201612 1.051 241.432 1.437
201703 1.093 243.801 1.480
201706 1.172 244.955 1.580
201709 0.904 246.819 1.209
201712 0.976 246.524 1.307
201803 1.066 249.554 1.411
201806 1.117 251.989 1.464
201809 1.166 252.439 1.525
201812 1.253 251.233 1.647
201903 1.293 254.202 1.680
201906 1.501 256.143 1.935
201909 1.567 256.759 2.015
201912 1.536 256.974 1.974
202003 1.582 258.115 2.024
202006 1.603 257.797 2.053
202009 1.728 260.280 2.192
202012 1.903 260.474 2.413
202103 1.978 264.877 2.466
202106 2.046 271.696 2.487
202109 2.039 274.310 2.455
202112 2.081 278.802 2.465
202203 2.122 287.504 2.437
202206 2.429 296.311 2.707
202209 2.672 296.808 2.973
202212 3.028 296.797 3.369
202303 3.559 301.836 3.894
202306 3.227 305.109 3.493
202309 3.372 307.789 3.618
202312 3.448 306.746 3.712
202403 3.482 312.332 3.681
202406 3.641 314.175 3.827
202409 3.754 315.301 3.932
202412 3.831 315.605 4.008
202503 3.925 319.799 4.053
202506 4.148 322.561 4.246
202509 4.324 324.800 4.396
202512 4.523 324.054 4.609
202603 4.650 330.213 4.650

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $10.55 mean?
Esquire Financial Holdings (ESQ) has a Cyclically Adjusted Revenue per Share of $10.55 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Esquire Financial Holdings and its competitors.
Is Esquire Financial Holdings' Cyclically Adjusted Revenue per Share too high?
Esquire Financial Holdings' current Cyclically Adjusted Revenue per Share is $10.55. Overall, Esquire Financial Holdings has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Esquire Financial Holdings' Cyclically Adjusted Revenue per Share compare to EQBK and MCBS?
Esquire Financial Holdings' Cyclically Adjusted Revenue per Share of $10.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Esquire Financial Holdings and its competitors. Esquire Financial Holdings's current Cyclically Adjusted Revenue per Share is $10.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Esquire Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Esquire Financial Holdings (ESQ) is currently considered Modestly Overvalued. The stock's GF Value™ is $94.86, compared to a current price of $120.22 — trading 26.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $10.55. Esquire Financial Holdings' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Esquire Financial Holdings (ESQ), the current Cyclically Adjusted Revenue per Share is $10.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Esquire Financial Holdings (ESQ) Overvalued in 2026?

Based on GuruFocus' analysis, Esquire Financial Holdings stock appears to be overvalued. The current stock price of $120.22 is trading 26.7% above its estimated GF Value™ of $94.86. GuruFocus considers Esquire Financial Holdings to be Modestly Overvalued.

Key valuation signals for ESQ:

  • Cyclically Adjusted Revenue per Share: $10.55
  • GF Value™: $94.86 vs. price of $120.22 (26.7% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the ESQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Esquire Financial Holdings Business Description

Address 100 Jericho Quadrangle, Suite 100, Jericho, NY, USA, 11753
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
81GF Score

Get the complete analysis for ESQ

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.22
Price
$94.86
GF Value