Esquire Financial HoldingsESQ -0.63%83 Dividend Yield % is 0.64% as of Jun. 25, 2026, which is 12% below its 10-year median of 0.73. GuruFocus rates ESQ with a GF Score™ of 83/100 and a GF Value™ of $93.85 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Esquire Financial Holdings ranks worse than 95.6% on this metric.
During the past 12 months, Esquire Financial Holdings's average Dividends Per Share Growth Rate was 16.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 35.70% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Esquire Financial Holdings was 35.70% per year. The lowest was 35.70% per year. And the median was 35.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ESQ vs EQBK, HBNC, FMCB: Dividend Yield % Comparison
For the Banks - Regional subindustry, Esquire Financial Holdings's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Esquire Financial Holdings Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Esquire Financial Holdings's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Esquire Financial Holdings's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Esquire Financial Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.200000
2026-05-15
2026-05-15
2026-06-01
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.200000
2026-02-13
2026-02-13
2026-03-02
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.175000
2025-11-14
2025-11-14
2025-12-01
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.175000
2025-08-15
2025-08-15
2025-09-02
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Esquire Financial Holdings (ESQ) has a Dividend Yield % of 0.64% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Esquire Financial Holdings and its competitors. This is 12% below median its historical median of 0.73. Over the past decade, Esquire Financial Holdings' Dividend Yield % has ranged from 0.22 to 1.19. According to the industry distribution chart, Esquire Financial Holdings ranks #1196 out of 1251 companies in the Banks industry, placing it in the top 95.6%.
Is Esquire Financial Holdings' Dividend Yield % too high?
Esquire Financial Holdings' current Dividend Yield % of 0.64% is 12% below median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.19. The Banks industry median Dividend Yield % is 3.03. Esquire Financial Holdings' value of 0.64% is 78.9% below this industry median. Based on the distribution chart, Esquire Financial Holdings ranks #1196 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Esquire Financial Holdings has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Esquire Financial Holdings' Dividend Yield % compare to EQBK and HBNC?
According to the Banks industry distribution chart, Esquire Financial Holdings ranks #1196 out of 1251 companies for Dividend Yield %. This places Esquire Financial Holdings in the lower half of its industry. The industry median Dividend Yield % is 3.03. Esquire Financial Holdings' value of 0.64% is 78.9% below this benchmark. Historically, Esquire Financial Holdings' own Dividend Yield % has ranged from 0.22 to 1.19 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 3.03, Esquire Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Esquire Financial Holdings's current Dividend Yield % of 0.64% is 78.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Esquire Financial Holdings and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Esquire Financial Holdings's current Dividend Yield % is 0.64%, which is 12% below median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Esquire Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Esquire Financial Holdings (ESQ) is currently considered Modestly Overvalued. The stock's GF Value™ is $93.85, compared to a current price of $114.79 — trading 22.3% above its estimated fair value. The current Dividend Yield % is 0.64%, which is 12% below median its 10-year median of 0.73 and 78.9% below the Banks industry median of 3.03. Esquire Financial Holdings' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Esquire Financial Holdings (ESQ), the current Dividend Yield % is 0.64% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Esquire Financial Holdings (ESQ) Overvalued in 2026?
Based on GuruFocus' analysis, Esquire Financial Holdings stock appears to be overvalued.
The current stock price of $114.79 is trading 22.3% above its estimated GF Value™ of $93.85.
GuruFocus considers Esquire Financial Holdings to be Modestly Overvalued.
Key valuation signals for ESQ:
Dividend Yield %: 0.64% (12% below median its 10-year median of 0.73)
GF Value™: $93.85 vs. price of $114.79 (22.3% above fair value)
Industry Position: 78.9% below the Banks median (#1196 of 1251)
No single metric tells the full story. See the ESQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
83GF Score
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