ESQ (Esquire Financial Holdings) Tariff Resilience Score: 9/10 (As of Jun. 30, 2026)


ESQ Esquire Financial Holdings Inc ESQ
82 GF Score
Price $118.10
GF Value $93.93
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Esquire Financial Holdings Tariff Resilience Score?

Esquire Financial Holdings ESQ -0.47% 82 Tariff Resilience Score is 9 as of Jun. 30, 2026. GuruFocus rates ESQ with a GF Score™ of 82/100 and a GF Value™ of $93.93 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,609 Banks companies, Esquire Financial Holdings ranks better than 99.25% on this metric.

Esquire Financial Holdings has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Esquire Financial Holdings has Esquire Financial Holdings Inc operates in the financial sector, with minimal exposure to international trade tariffs. Its operations are primarily domestic, and historical impacts have been negligible.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Esquire Financial Holdings might have Highly Resilient.

Esquire Financial Holdings  (NAS:ESQ) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Esquire Financial Holdings Tariff Resilience Score Related Terms

ESQ vs EQBK, MCBS, FSBC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Esquire Financial Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Esquire Financial Holdings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Esquire Financial Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Esquire Financial Holdings's Tariff Resilience Score falls into.


ESQ
82GF Score
Esquire Financial Holdings Inc ESQ
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Esquire Financial Holdings (ESQ) has a Tariff Resilience Score of 9 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Esquire Financial Holdings ranks #12 out of 1609 companies in the Banks industry, placing it in the top 0.7%.
Is Esquire Financial Holdings' Tariff Resilience Score too high?
Esquire Financial Holdings' current Tariff Resilience Score is 9. Based on the distribution chart, Esquire Financial Holdings ranks #12 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Esquire Financial Holdings has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Esquire Financial Holdings' Tariff Resilience Score compare to EQBK and MCBS?
According to the Banks industry distribution chart, Esquire Financial Holdings ranks #12 out of 1609 companies for Tariff Resilience Score. This places Esquire Financial Holdings in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Esquire Financial Holdings's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Esquire Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Esquire Financial Holdings (ESQ) is currently considered Modestly Overvalued. The stock's GF Value™ is $93.93, compared to a current price of $118.10 — trading 25.7% above its estimated fair value. The current Tariff Resilience Score is 9. Esquire Financial Holdings' overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Esquire Financial Holdings (ESQ), the current Tariff Resilience Score is 9 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Esquire Financial Holdings (ESQ) Overvalued in 2026?

Based on GuruFocus' analysis, Esquire Financial Holdings stock appears to be overvalued. The current stock price of $118.10 is trading 25.7% above its estimated GF Value™ of $93.93. GuruFocus considers Esquire Financial Holdings to be Modestly Overvalued.

Key valuation signals for ESQ:

  • Tariff Resilience Score: 9
  • GF Value™: $93.93 vs. price of $118.10 (25.7% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the ESQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Esquire Financial Holdings Business Description

Address 100 Jericho Quadrangle, Suite 100, Jericho, NY, USA, 11753
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
82GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$118.10
Price
$93.93
GF Value