ESQ (Esquire Financial Holdings) 3-Month Share Buyback Ratio: -0.99% (As of Mar. 2026 )

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ESQ Esquire Financial Holdings Inc ESQ
82 GF Score
Price $129.07
GF Value $97.26
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Esquire Financial Holdings 3-Month Share Buyback Ratio?

Esquire Financial Holdings ESQ -0.31% 82 3-Month Share Buyback Ratio is -0.99 as of Mar. 2026. GuruFocus rates ESQ with a GF Score™ of 82/100 and a GF Value™ of $97.26 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Esquire Financial Holdings's current 3-Month Share Buyback Ratio was -0.99%.


Esquire Financial Holdings  (NAS:ESQ) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Esquire Financial Holdings 3-Month Share Buyback Ratio Related Terms


ESQ vs EQBK, MCBS, HBNC: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Esquire Financial Holdings's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Esquire Financial Holdings 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Esquire Financial Holdings's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Esquire Financial Holdings's 3-Month Share Buyback Ratio falls into.


ESQ
82GF Score
Esquire Financial Holdings Inc ESQ
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Esquire Financial Holdings 3-Month Share Buyback Ratio Calculation

Esquire Financial Holdings's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(8.552 - 8.637) / 8.552
=-0.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -0.99 mean?
Esquire Financial Holdings (ESQ) has a 3-Month Share Buyback Ratio of -0.99 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Esquire Financial Holdings and its competitors.
Is Esquire Financial Holdings' 3-Month Share Buyback Ratio too high?
Esquire Financial Holdings' current 3-Month Share Buyback Ratio is -0.99. Overall, Esquire Financial Holdings has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Esquire Financial Holdings' 3-Month Share Buyback Ratio compare to EQBK and MCBS?
Esquire Financial Holdings' 3-Month Share Buyback Ratio of -0.99 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Esquire Financial Holdings and its competitors. Esquire Financial Holdings's current 3-Month Share Buyback Ratio is -0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Esquire Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Esquire Financial Holdings (ESQ) is currently considered Significantly Overvalued. The stock's GF Value™ is $97.26, compared to a current price of $129.07 — trading 32.7% above its estimated fair value. The current 3-Month Share Buyback Ratio is -0.99. Esquire Financial Holdings' overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Esquire Financial Holdings (ESQ), the current 3-Month Share Buyback Ratio is -0.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Esquire Financial Holdings (ESQ) Overvalued in 2026?

Based on GuruFocus' analysis, Esquire Financial Holdings stock appears to be overvalued. The current stock price of $129.07 is trading 32.7% above its estimated GF Value™ of $97.26. GuruFocus considers Esquire Financial Holdings to be Significantly Overvalued.

Key valuation signals for ESQ:

  • 3-Month Share Buyback Ratio: -0.99
  • GF Value™: $97.26 vs. price of $129.07 (32.7% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the ESQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Esquire Financial Holdings Business Description

Address 100 Jericho Quadrangle, Suite 100, Jericho, NY, USA, 11753
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
82GF Score

Get the complete analysis for ESQ

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$129.07
Price
$97.26
GF Value