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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
CNB FinancialCCNE -0.50%59 3-Year Share Buyback Ratio is -11.90 as of Jun. 2026. GuruFocus rates CCNE with a GF Score™ of 59/100 and a GF Value™ of $24.78 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,042 Banks companies, CNB Financial ranks worse than 91.75% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. CNB Financial's current 3-Year Share Buyback Ratio was -11.90%.
The historical rank and industry rank for CNB Financial's 3-Year Share Buyback Ratio or its related term are showing as below:
CCNE'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -13 Med: -2.1 Max: 2.1
Current: -11.9
During the past 13 years, CNB Financial's highest 3-Year Share Buyback Ratio was 2.10%. The lowest was -13.00%. And the median was -2.10%.
CCNE's 3-Year Share Buyback Ratio is ranked worse than 91.75% of 1042
companies
in the Banks industry
Industry Median: -0.2
vs CCNE: -11.90
CNB Financial (NAS:CCNE) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
CNB Financial 3-Year Share Buyback Ratio Related Terms
CCNE vs HBNC, BFST, EQBK: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, CNB Financial's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Financial 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CNB Financial's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where CNB Financial's 3-Year Share Buyback Ratio falls into.
CNB Financial 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -11.90 mean?
CNB Financial (CCNE) has a 3-Year Share Buyback Ratio of -11.90 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for CNB Financial and its competitors. According to the industry distribution chart, CNB Financial ranks #956 out of 1042 companies in the Banks industry, placing it in the top 91.7%.
Is CNB Financial's 3-Year Share Buyback Ratio too high?
CNB Financial's current 3-Year Share Buyback Ratio is -11.90. Based on the distribution chart, CNB Financial ranks #956 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CNB Financial has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's 3-Year Share Buyback Ratio compare to HBNC and BFST?
According to the Banks industry distribution chart, CNB Financial ranks #956 out of 1042 companies for 3-Year Share Buyback Ratio. This places CNB Financial in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for CNB Financial and its competitors. CNB Financial's current 3-Year Share Buyback Ratio is -11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
Based on GuruFocus' analysis, CNB Financial (CCNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.78, compared to a current price of $33.61 — trading 35.6% above its estimated fair value. The current 3-Year Share Buyback Ratio is -11.90. CNB Financial's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For CNB Financial (CCNE), the current 3-Year Share Buyback Ratio is -11.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Financial (CCNE) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued.
The current stock price of $33.61 is trading 35.6% above its estimated GF Value™ of $24.78.
GuruFocus considers CNB Financial to be Significantly Overvalued.
Key valuation signals for CCNE:
3-Year Share Buyback Ratio: -11.90
GF Value™: $24.78 vs. price of $33.61 (35.6% above fair value)
No single metric tells the full story. See the CCNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
59GF Score
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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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