FBSI (First Bancshares /MO/) GF Score: 67/100 (As of Jul. 31, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FBSI First Bancshares Inc /MO/ FBSI
67 GF Score
Price $32.95
GF Value $30.61
Valuation Fairly Valued
! 3 Warning Signs
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What is First Bancshares /MO/ GF Score?

First Bancshares /MO/ FBSI 67 GF Score is 67 as of Jul. 31, 2026, which is 8% above its 10-year median of 62.00. GuruFocus rates FBSI with a GF Score™ of 67/100 and a GF Value™ of $30.61 (Fairly Valued). The stock has 3 warning signs investors should review.

First Bancshares /MO/ has the GF Score of 67, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 5/10
3. Growth Rank : 3/10
4. GF Value Rank : 7/10
5. Momentum Rank : 7/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes First Bancshares /MO/ might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


First Bancshares /MO/  (OTCPK:FBSI) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


First Bancshares /MO/ GF Score Related Terms


FBSI vs CYFL, FRSB, OPHC: GF Score Comparison

For the Banks - Regional subindustry, First Bancshares /MO/'s GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Bancshares /MO/ GF Score vs Banks Industry

For the Banks industry and Financial Services sector, First Bancshares /MO/'s GF Score distribution charts can be found below:

* The bar in red indicates where First Bancshares /MO/'s GF Score falls into.


FBSI
67GF Score
First Bancshares Inc /MO/ FBSI
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 67 mean?
First Bancshares /MO/ (FBSI) has a GF Score of 67 as of Jul. 31, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on First Bancshares /MO/ and its competitors. This is near median its historical median of 62.00. Over the past decade, First Bancshares /MO/'s GF Score has ranged from 40.00 to 71.00.
Is First Bancshares /MO/'s GF Score too high?
First Bancshares /MO/'s current GF Score of 67 is near median its 10-year median of 62.00. Over the past 10 years, this metric has ranged from a low of 40.00 to a high of 71.00. Overall, First Bancshares /MO/ has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Bancshares /MO/'s GF Score compare to CYFL and FRSB?
First Bancshares /MO/'s GF Score of 67 can be compared against companies in the Banks industry. Historically, First Bancshares /MO/'s own GF Score has ranged from 40.00 to 71.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on First Bancshares /MO/ and its competitors. First Bancshares /MO/'s current GF Score is 67, which is near median its own 10-year median of 62.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancshares /MO/ stock overvalued right now?
Based on GuruFocus' analysis, First Bancshares /MO/ (FBSI) is currently considered Fairly Valued. The stock's GF Value™ is $30.61, compared to a current price of $32.95 — trading 7.6% above its estimated fair value. The current GF Score is 67, which is near median its 10-year median of 62.00. First Bancshares /MO/'s overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For First Bancshares /MO/ (FBSI), the current GF Score is 67 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancshares /MO/ (FBSI) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancshares /MO/ stock appears to be overvalued. The current stock price of $32.95 is trading 7.6% above its estimated GF Value™ of $30.61. GuruFocus considers First Bancshares /MO/ to be Fairly Valued.

Key valuation signals for FBSI:

  • GF Score: 67 (near median its 10-year median of 62.00)
  • GF Value™: $30.61 vs. price of $32.95 (7.6% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Bancshares /MO/ Business Description

Address 25 North Cascade Avenue, Suite 100, Colorado Springs, CO, USA, 80903
First Bancshares Inc /MO/ is the holding company for Stockmens Bank, a FDIC-insured commercial bank chartered by the State of Colorado that conducts business from its home office in Colorado Springs, Colorado, a full service branch in Akron, Colorado, eight full service Missouri offices in Mountain Grove, Marshfield, Ava, Kissee Mills, Gainesville, Crane, Hartville and Springfield, and a full service office in Bartley, Nebraska.
67GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.95
Price
$30.61
GF Value