FBSI (First Bancshares /MO/) Tariff Resilience Score: 9/10 (As of Jul. 31, 2026)

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FBSI First Bancshares Inc /MO/ FBSI
67 GF Score
Price $32.95
GF Value $30.61
Valuation Fairly Valued
! 3 Warning Signs
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What is First Bancshares /MO/ Tariff Resilience Score?

First Bancshares /MO/ FBSI 67 Tariff Resilience Score is 9 as of Jul. 31, 2026. GuruFocus rates FBSI with a GF Score™ of 67/100 and a GF Value™ of $30.61 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,606 Banks companies, First Bancshares /MO/ ranks better than 99.32% on this metric.

First Bancshares /MO/ has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

First Bancshares /MO/ has First Bancshares Inc operates in the financial sector, which is largely unaffected by tariffs. Its business is primarily domestic, with no significant reliance on international trade, making it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Bancshares /MO/ might have Highly Resilient.

First Bancshares /MO/  (OTCPK:FBSI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Bancshares /MO/ Tariff Resilience Score Related Terms

FBSI vs CYFL, FRSB, OPHC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Bancshares /MO/'s Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Bancshares /MO/ Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Bancshares /MO/'s Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Bancshares /MO/'s Tariff Resilience Score falls into.


FBSI
67GF Score
First Bancshares Inc /MO/ FBSI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
First Bancshares /MO/ (FBSI) has a Tariff Resilience Score of 9 as of Jul. 31, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Bancshares /MO/ ranks #11 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is First Bancshares /MO/'s Tariff Resilience Score too high?
First Bancshares /MO/'s current Tariff Resilience Score is 9. Based on the distribution chart, First Bancshares /MO/ ranks #11 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bancshares /MO/ has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Bancshares /MO/'s Tariff Resilience Score compare to CYFL and FRSB?
According to the Banks industry distribution chart, First Bancshares /MO/ ranks #11 out of 1606 companies for Tariff Resilience Score. This places First Bancshares /MO/ in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Bancshares /MO/'s current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancshares /MO/ stock overvalued right now?
Based on GuruFocus' analysis, First Bancshares /MO/ (FBSI) is currently considered Fairly Valued. The stock's GF Value™ is $30.61, compared to a current price of $32.95 — trading 7.6% above its estimated fair value. The current Tariff Resilience Score is 9. First Bancshares /MO/'s overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Bancshares /MO/ (FBSI), the current Tariff Resilience Score is 9 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancshares /MO/ (FBSI) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancshares /MO/ stock appears to be overvalued. The current stock price of $32.95 is trading 7.6% above its estimated GF Value™ of $30.61. GuruFocus considers First Bancshares /MO/ to be Fairly Valued.

Key valuation signals for FBSI:

  • Tariff Resilience Score: 9
  • GF Value™: $30.61 vs. price of $32.95 (7.6% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancshares /MO/ Business Description

Address 25 North Cascade Avenue, Suite 100, Colorado Springs, CO, USA, 80903
First Bancshares Inc /MO/ is the holding company for Stockmens Bank, a FDIC-insured commercial bank chartered by the State of Colorado that conducts business from its home office in Colorado Springs, Colorado, a full service branch in Akron, Colorado, eight full service Missouri offices in Mountain Grove, Marshfield, Ava, Kissee Mills, Gainesville, Crane, Hartville and Springfield, and a full service office in Bartley, Nebraska.
67GF Score

Get the complete analysis for FBSI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.95
Price
$30.61
GF Value