FBSI (First Bancshares /MO/) Dividend Payout Ratio: 0.57 (As of Mar. 2026) — 338% Above Median

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FBSI First Bancshares Inc /MO/ FBSI
67 GF Score
Price $32.95
GF Value $30.61
Valuation Fairly Valued
! 3 Warning Signs
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What is First Bancshares /MO/ Dividend Payout Ratio?

First Bancshares /MO/ FBSI 67 Dividend Payout Ratio is 0.57 as of Mar. 2026, which is 338% above its 10-year median of 0.13. GuruFocus rates FBSI with a GF Score™ of 67/100 and a GF Value™ of $30.61 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,173 Banks companies, First Bancshares /MO/ ranks better than 88.83% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. First Bancshares /MO/'s Dividend Payout Ratio for the months ended in Mar. 2026 was 0.57.

The historical rank and industry rank for First Bancshares /MO/'s Dividend Payout Ratio or its related term are showing as below:

FBSI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.13   Max: 0.17
Current: 0.14

During the past 13 years, the highest Dividend Payout Ratio of First Bancshares /MO/ was 0.17. The lowest was 0.11. And the median was 0.13.

FBSI's Dividend Payout Ratio is ranked better than
88.83% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs FBSI: 0.14

As of today (2026-07-31), the Dividend Yield % of First Bancshares /MO/ is 1.52%.

During the past 13 years, the highest Trailing Annual Dividend Yield of First Bancshares /MO/ was 2.17%. The lowest was 0.93%. And the median was 1.51%.

First Bancshares /MO/'s Dividends per Share for the months ended in Mar. 2026 was $0.50.

During the past 12 months, First Bancshares /MO/'s average Dividends Per Share Growth Rate was 25.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 10.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Bancshares /MO/ was 29.00% per year. The lowest was -20.60% per year. And the median was 5.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

First Bancshares /MO/ (OTCPK:FBSI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

First Bancshares /MO/ Dividend Payout Ratio Related Terms

First Bancshares /MO/ Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for First Bancshares /MO/'s Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bancshares /MO/ Dividend Payout Ratio Chart

First Bancshares /MO/ Annual Data
Trend Jun10 Jun11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.14 0.11 0.13 0.13

First Bancshares /MO/ Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.57 0.00

FBSI vs CYFL, FRSB, OPHC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, First Bancshares /MO/'s Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Bancshares /MO/ Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Bancshares /MO/'s Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where First Bancshares /MO/'s Dividend Payout Ratio falls into.


FBSI
67GF Score
First Bancshares Inc /MO/ FBSI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Bancshares /MO/ Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

First Bancshares /MO/'s Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.4/ 3.144
=0.13

First Bancshares /MO/'s Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.5/ 0.88
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.57 mean?
First Bancshares /MO/ (FBSI) has a Dividend Payout Ratio of 0.57 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Bancshares /MO/ and its competitors. This is 338% above median its historical median of 0.13. Over the past decade, First Bancshares /MO/'s Dividend Payout Ratio has ranged from 0.11 to 0.17. According to the industry distribution chart, First Bancshares /MO/ ranks #131 out of 1173 companies in the Banks industry, placing it in the top 11.2%.
Is First Bancshares /MO/'s Dividend Payout Ratio too high?
First Bancshares /MO/'s current Dividend Payout Ratio of 0.57 is 338% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.17. The Banks industry median Dividend Payout Ratio is 0.32. First Bancshares /MO/'s value of 0.57 is 78.1% above this industry median. Based on the distribution chart, First Bancshares /MO/ ranks #131 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bancshares /MO/ has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Bancshares /MO/'s Dividend Payout Ratio compare to CYFL and FRSB?
According to the Banks industry distribution chart, First Bancshares /MO/ ranks #131 out of 1173 companies for Dividend Payout Ratio. This places First Bancshares /MO/ in the top 11% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. First Bancshares /MO/'s value of 0.57 is 78.1% above this benchmark. Historically, First Bancshares /MO/'s own Dividend Payout Ratio has ranged from 0.11 to 0.17 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.32, First Bancshares /MO/ has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancshares /MO/'s current Dividend Payout Ratio of 0.57 is 78.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Bancshares /MO/ and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancshares /MO/'s current Dividend Payout Ratio is 0.57, which is 338% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancshares /MO/ stock overvalued right now?
Based on GuruFocus' analysis, First Bancshares /MO/ (FBSI) is currently considered Fairly Valued. The stock's GF Value™ is $30.61, compared to a current price of $32.95 — trading 7.6% above its estimated fair value. The current Dividend Payout Ratio is 0.57, which is 338% above median its 10-year median of 0.13 and 78.1% above the Banks industry median of 0.32. First Bancshares /MO/'s overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For First Bancshares /MO/ (FBSI), the current Dividend Payout Ratio is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancshares /MO/ (FBSI) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancshares /MO/ stock appears to be overvalued. The current stock price of $32.95 is trading 7.6% above its estimated GF Value™ of $30.61. GuruFocus considers First Bancshares /MO/ to be Fairly Valued.

Key valuation signals for FBSI:

  • Dividend Payout Ratio: 0.57 (338% above median its 10-year median of 0.13)
  • GF Value™: $30.61 vs. price of $32.95 (7.6% above fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 78.1% above the Banks median (#131 of 1173)

No single metric tells the full story. See the FBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancshares /MO/ Business Description

Address 25 North Cascade Avenue, Suite 100, Colorado Springs, CO, USA, 80903
First Bancshares Inc /MO/ is the holding company for Stockmens Bank, a FDIC-insured commercial bank chartered by the State of Colorado that conducts business from its home office in Colorado Springs, Colorado, a full service branch in Akron, Colorado, eight full service Missouri offices in Mountain Grove, Marshfield, Ava, Kissee Mills, Gainesville, Crane, Hartville and Springfield, and a full service office in Bartley, Nebraska.
67GF Score

Get the complete analysis for FBSI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.95
Price
$30.61
GF Value