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First Bancshares /MO/FBSI 67 Pretax Margin % is 40.17% as of Mar. 2026, which is 14% above its 10-year median of 35.31. GuruFocus rates FBSI with a GF Score™ of 67/100 and a GF Value™ of $30.61 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, First Bancshares /MO/ ranks better than 60.75% on this metric.
First Bancshares /MO/ (OTCPK:FBSI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
First Bancshares /MO/ Pretax Margin % Related Terms
First Bancshares /MO/ Pretax Margin % Historical Data
* Premium members only.
The historical data trend for First Bancshares /MO/'s Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBSI vs CYFL, FRSB, OPHC: Pretax Margin % Comparison
For the Banks - Regional subindustry, First Bancshares /MO/'s Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancshares /MO/ Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Bancshares /MO/'s Pretax Margin % distribution charts can be found below:
* The bar in red indicates where First Bancshares /MO/'s Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bancshares /MO/ (FBSI) has a Pretax Margin % of 40.17% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on First Bancshares /MO/ and its competitors. This is 14% above median its historical median of 35.31. According to the industry distribution chart, First Bancshares /MO/ ranks #599 out of 1526 companies in the Banks industry, placing it in the top 39.3%.
Is First Bancshares /MO/'s Pretax Margin % too high?
First Bancshares /MO/'s current Pretax Margin % of 40.17% is 14% above median its 10-year median of 35.31. The Banks industry median Pretax Margin % is 35.36. First Bancshares /MO/'s value of 40.17% is 13.6% above this industry median. Based on the distribution chart, First Bancshares /MO/ ranks #599 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, First Bancshares /MO/ has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Bancshares /MO/'s Pretax Margin % compare to CYFL and FRSB?
According to the Banks industry distribution chart, First Bancshares /MO/ ranks #599 out of 1526 companies for Pretax Margin %. This puts First Bancshares /MO/ in the upper half of its industry. The industry median Pretax Margin % is 35.36. First Bancshares /MO/'s value of 40.17% is 13.6% above this benchmark. While the company's 10-year median is 35.31 vs. the industry median of 35.36, First Bancshares /MO/ has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancshares /MO/'s current Pretax Margin % of 40.17% is 13.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on First Bancshares /MO/ and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancshares /MO/'s current Pretax Margin % is 40.17%, which is 14% above median its own 10-year median of 35.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancshares /MO/ stock overvalued right now?
Based on GuruFocus' analysis, First Bancshares /MO/ (FBSI) is currently considered Fairly Valued. The stock's GF Value™ is $30.61, compared to a current price of $32.95 — trading 7.6% above its estimated fair value. The current Pretax Margin % is 40.17%, which is 14% above median its 10-year median of 35.31 and 13.6% above the Banks industry median of 35.36. First Bancshares /MO/'s overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For First Bancshares /MO/ (FBSI), the current Pretax Margin % is 40.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancshares /MO/ (FBSI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancshares /MO/ stock appears to be overvalued.
The current stock price of $32.95 is trading 7.6% above its estimated GF Value™ of $30.61.
GuruFocus considers First Bancshares /MO/ to be Fairly Valued.
Key valuation signals for FBSI:
Pretax Margin %: 40.17% (14% above median its 10-year median of 35.31)
GF Value™: $30.61 vs. price of $32.95 (7.6% above fair value)
Industry Position: 13.6% above the Banks median (#599 of 1526)
No single metric tells the full story. See the FBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancshares Inc /MO/ is the holding company for Stockmens Bank, a FDIC-insured commercial bank chartered by the State of Colorado that conducts business from its home office in Colorado Springs, Colorado, a full service branch in Akron, Colorado, eight full service Missouri offices in Mountain Grove, Marshfield, Ava, Kissee Mills, Gainesville, Crane, Hartville and Springfield, and a full service office in Bartley, Nebraska.
67GF Score
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