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First Bancshares /MO/FBSI 67 PEG Ratio is 0.87 as of Jul. 31, 2026, which is 10% below its 10-year median of 0.97. GuruFocus rates FBSI with a GF Score™ of 67/100 and a GF Value™ of $30.61 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, First Bancshares /MO/ ranks better than 72.79% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for First Bancshares /MO/'s PEG Ratio or its related term are showing as below:
FBSI'
s PEG Ratio Range Over the Past 10 Years
Min: 0.8 Med: 0.97 Max: 6.51
Current: 0.87
During the past 13 years, First Bancshares /MO/'s highest PEG Ratio was 6.51. The lowest was 0.80. And the median was 0.97.
FBSI's PEG Ratio is ranked better than 72.79% of 1231
companies
in the Banks industry
Industry Median: 1.56
vs FBSI: 0.87
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
First Bancshares /MO/ (OTCPK:FBSI) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Bancshares /MO/'s PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancshares /MO/ PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Bancshares /MO/'s PEG Ratio distribution charts can be found below:
* The bar in red indicates where First Bancshares /MO/'s PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
First Bancshares /MO/ (FBSI) has a PEG Ratio of 0.87 as of Jul. 31, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Bancshares /MO/ and its competitors. This is 10% below median its historical median of 0.97. Over the past decade, First Bancshares /MO/'s PEG Ratio has ranged from 0.80 to 6.51. According to the industry distribution chart, First Bancshares /MO/ ranks #335 out of 1231 companies in the Banks industry, placing it in the top 27.2%.
Is First Bancshares /MO/'s PEG Ratio too high?
First Bancshares /MO/'s current PEG Ratio of 0.87 is 10% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 6.51. The Banks industry median PEG Ratio is 1.56. First Bancshares /MO/'s value of 0.87 is 44.2% below this industry median. Based on the distribution chart, First Bancshares /MO/ ranks #335 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, First Bancshares /MO/ has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Bancshares /MO/'s PEG Ratio compare to CYFL and FRSB?
According to the Banks industry distribution chart, First Bancshares /MO/ ranks #335 out of 1231 companies for PEG Ratio. This puts First Bancshares /MO/ in the upper half of its industry. The industry median PEG Ratio is 1.56. First Bancshares /MO/'s value of 0.87 is 44.2% below this benchmark. Historically, First Bancshares /MO/'s own PEG Ratio has ranged from 0.80 to 6.51 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.56, First Bancshares /MO/ has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancshares /MO/'s current PEG Ratio of 0.87 is 44.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Bancshares /MO/ and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancshares /MO/'s current PEG Ratio is 0.87, which is 10% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancshares /MO/ stock overvalued right now?
Based on GuruFocus' analysis, First Bancshares /MO/ (FBSI) is currently considered Fairly Valued. The stock's GF Value™ is $30.61, compared to a current price of $32.95 — trading 7.6% above its estimated fair value. The current PEG Ratio is 0.87, which is 10% below median its 10-year median of 0.97 and 44.2% below the Banks industry median of 1.56. First Bancshares /MO/'s overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For First Bancshares /MO/ (FBSI), the current PEG Ratio is 0.87 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancshares /MO/ (FBSI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancshares /MO/ stock appears to be overvalued.
The current stock price of $32.95 is trading 7.6% above its estimated GF Value™ of $30.61.
GuruFocus considers First Bancshares /MO/ to be Fairly Valued.
Key valuation signals for FBSI:
PEG Ratio: 0.87 (10% below median its 10-year median of 0.97)
GF Value™: $30.61 vs. price of $32.95 (7.6% above fair value)
Industry Position: 44.2% below the Banks median (#335 of 1231)
No single metric tells the full story. See the FBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancshares Inc /MO/ is the holding company for Stockmens Bank, a FDIC-insured commercial bank chartered by the State of Colorado that conducts business from its home office in Colorado Springs, Colorado, a full service branch in Akron, Colorado, eight full service Missouri offices in Mountain Grove, Marshfield, Ava, Kissee Mills, Gainesville, Crane, Hartville and Springfield, and a full service office in Bartley, Nebraska.
67GF Score
Get the complete analysis for FBSI
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