Komercni Banka AS has the GF Score of 58, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Komercni Banka AS
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Komercni Banka AS (OTCPK:KMERF) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Komercni Banka AS GF Score Related Terms
KMERF vs PNC, USB: GF Score Comparison
For the Banks - Regional subindustry, Komercni Banka AS's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercni Banka AS GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Komercni Banka AS's GF Score distribution charts can be found below:
* The bar in red indicates where Komercni Banka AS's GF Score falls into.
Komercni Banka AS (KMERF) has a GF Score of 58 as of Jul. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Komercni Banka AS and its competitors. This is 12% below median its historical median of 66.00. Over the past decade, Komercni Banka AS's GF Score has ranged from 47.00 to 76.00.
Is Komercni Banka AS's GF Score too high?
Komercni Banka AS's current GF Score of 58 is 12% below median its 10-year median of 66.00. Over the past 10 years, this metric has ranged from a low of 47.00 to a high of 76.00. Overall, Komercni Banka AS has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's GF Score compare to PNC and USB?
Komercni Banka AS's GF Score of 58 can be compared against companies in the Banks industry. Historically, Komercni Banka AS's own GF Score has ranged from 47.00 to 76.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Komercni Banka AS and its competitors. Komercni Banka AS's current GF Score is 58, which is 12% below median its own 10-year median of 66.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Komercni Banka AS (KMERF) has a current GF Score of 58. The stock's GF Value™ is $48.62, compared to a current price of $47.23 — trading 2.9% below its estimated fair value. The current GF Score is 58, which is 12% below median its 10-year median of 66.00. Komercni Banka AS's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Komercni Banka AS (KMERF), the current GF Score is 58 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercni Banka AS (KMERF) Overvalued in 2026?
Based on GuruFocus' analysis, Komercni Banka AS stock appears to be undervalued.
The current stock price of $47.23 is trading 2.9% below its estimated GF Value™ of $48.62.
Key valuation signals for KMERF:
GF Score: 58 (12% below median its 10-year median of 66.00)
GF Value™: $48.62 vs. price of $47.23 (2.9% below fair value)
No single metric tells the full story. See the KMERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
58GF Score
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