KMERF (Komercni Banka AS) GF Value Rank: 9 (As of Jul. 22, 2026) — 29% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KMERF Komercni Banka AS KMERF
69 GF Score
Price $47.23
GF Value $40.85
! 4 Warning Signs
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What is Komercni Banka AS GF Value Rank?

Komercni Banka AS KMERF 69 GF Value Rank is 9 as of Jul. 22, 2026, which is 29% above its 10-year median of 7.00. GuruFocus rates KMERF with a GF Score™ of 69/100 and a GF Value™ of $40.85. The stock has 4 warning signs investors should review.

Komercni Banka AS has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Komercni Banka AS GF Value Rank Related Terms

KMERF vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Komercni Banka AS's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Komercni Banka AS GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Komercni Banka AS's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Komercni Banka AS's GF Value Rank falls into.


KMERF
69GF Score
Komercni Banka AS KMERF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
Komercni Banka AS (KMERF) has a GF Value Rank of 9 as of Jul. 22, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Komercni Banka AS and its competitors. This is 29% above median its historical median of 7.00. Over the past decade, Komercni Banka AS's GF Value Rank has ranged from 1.00 to 10.00.
Is Komercni Banka AS's GF Value Rank too high?
Komercni Banka AS's current GF Value Rank of 9 is 29% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Komercni Banka AS has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's GF Value Rank compare to PNC and USB?
Komercni Banka AS's GF Value Rank of 9 can be compared against companies in the Banks industry. Historically, Komercni Banka AS's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Komercni Banka AS and its competitors. Komercni Banka AS's current GF Value Rank is 9, which is 29% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Komercni Banka AS (KMERF) has a current GF Value Rank of 9. The stock's GF Value™ is $40.85, compared to a current price of $47.23 — trading 15.6% above its estimated fair value. The current GF Value Rank is 9, which is 29% above median its 10-year median of 7.00. Komercni Banka AS's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Komercni Banka AS (KMERF), the current GF Value Rank is 9 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercni Banka AS (KMERF) Overvalued in 2026?

Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued. The current stock price of $47.23 is trading 15.6% above its estimated GF Value™ of $40.85.

Key valuation signals for KMERF:

  • GF Value Rank: 9 (29% above median its 10-year median of 7.00)
  • GF Value™: $40.85 vs. price of $47.23 (15.6% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the KMERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Komercni Banka AS Business Description

Address Na Prikope 33 cp. 969, P.O. BOX 839, Prague 1, CZE, 114 07
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
69GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.23
Price
$40.85
GF Value