KMERF (Komercni Banka AS) PEG Ratio: 2.27 (As of Jul. 01, 2026) — 26% Below Median


KMERF Komercni Banka AS KMERF
58 GF Score
Price $47.23
GF Value $48.62
! 4 Warning Signs
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What is Komercni Banka AS PEG Ratio?

Komercni Banka AS KMERF 58 PEG Ratio is 2.27 as of Jul. 01, 2026, which is 26% below its 10-year median of 3.06. GuruFocus rates KMERF with a GF Score™ of 58/100 and a GF Value™ of $48.62. The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Komercni Banka AS ranks worse than 64.36% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Komercni Banka AS's PE Ratio without NRI is 4.32. Komercni Banka AS's 5-Year Book Value growth rate is 1.90%. Therefore, Komercni Banka AS's PEG Ratio for today is 2.27.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Komercni Banka AS's PEG Ratio or its related term are showing as below:

KMERF' s PEG Ratio Range Over the Past 10 Years
Min: 1.01   Med: 3.06   Max: 21.5
Current: 2.27


During the past 13 years, Komercni Banka AS's highest PEG Ratio was 21.50. The lowest was 1.01. And the median was 3.06.


KMERF's PEG Ratio is ranked worse than
64.36% of 1229 companies
in the Banks industry
Industry Median: 1.52 vs KMERF: 2.27

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Komercni Banka AS  (OTCPK:KMERF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Komercni Banka AS PEG Ratio Related Terms


Komercni Banka AS PEG Ratio Historical Data

* Premium members only.

The historical data trend for Komercni Banka AS's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercni Banka AS PEG Ratio Chart

Komercni Banka AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.74 1.05 1.76 3.46 15.62

Komercni Banka AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.96 2.72 4.19 15.62 6.44

KMERF vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Komercni Banka AS's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercni Banka AS PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Komercni Banka AS's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Komercni Banka AS's PEG Ratio falls into.


KMERF
58GF Score
Komercni Banka AS KMERF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Komercni Banka AS PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Komercni Banka AS's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=4.316229553139/1.90
=2.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.27 mean?
Komercni Banka AS (KMERF) has a PEG Ratio of 2.27 as of Jul. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Komercni Banka AS and its competitors. This is 26% below median its historical median of 3.06. Over the past decade, Komercni Banka AS's PEG Ratio has ranged from 1.01 to 21.50. According to the industry distribution chart, Komercni Banka AS ranks #791 out of 1229 companies in the Banks industry, placing it in the top 64.4%.
Is Komercni Banka AS's PEG Ratio too high?
Komercni Banka AS's current PEG Ratio of 2.27 is 26% below median its 10-year median of 3.06. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 21.50. The Banks industry median PEG Ratio is 1.52. Komercni Banka AS's value of 2.27 is 49.3% above this industry median. Based on the distribution chart, Komercni Banka AS ranks #791 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, Komercni Banka AS has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Komercni Banka AS ranks #791 out of 1229 companies for PEG Ratio. This places Komercni Banka AS in the lower half of its industry. The industry median PEG Ratio is 1.52. Komercni Banka AS's value of 2.27 is 49.3% above this benchmark. Historically, Komercni Banka AS's own PEG Ratio has ranged from 1.01 to 21.50 over the past decade. While the company's 10-year median is 3.06 vs. the industry median of 1.52, Komercni Banka AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercni Banka AS's current PEG Ratio of 2.27 is 49.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Komercni Banka AS and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercni Banka AS's current PEG Ratio is 2.27, which is 26% below median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Komercni Banka AS (KMERF) has a current PEG Ratio of 2.27. The stock's GF Value™ is $48.62, compared to a current price of $47.23 — trading 2.9% below its estimated fair value. The current PEG Ratio is 2.27, which is 26% below median its 10-year median of 3.06 and 49.3% above the Banks industry median of 1.52. Komercni Banka AS's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Komercni Banka AS (KMERF), the current PEG Ratio is 2.27 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercni Banka AS (KMERF) Overvalued in 2026?

Based on GuruFocus' analysis, Komercni Banka AS stock appears to be undervalued. The current stock price of $47.23 is trading 2.9% below its estimated GF Value™ of $48.62.

Key valuation signals for KMERF:

  • PEG Ratio: 2.27 (26% below median its 10-year median of 3.06)
  • GF Value™: $48.62 vs. price of $47.23 (2.9% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 49.3% above the Banks median (#791 of 1229)

No single metric tells the full story. See the KMERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercni Banka AS Business Description

Address Na Prikope 33 cp. 969, P.O. BOX 839, Prague 1, CZE, 114 07
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
58GF Score

Get the complete analysis for KMERF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.23
Price
$48.62
GF Value