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Komercni Banka ASKMERF 50 Debt-to-Equity is 1.25 as of Jun. 2026, which is 681% above its 10-year median of 0.16. GuruFocus rates KMERF with a GF Score™ of 50/100 and a GF Value™ of $42.19. The stock has 5 warning signs investors should review. Among 1,422 Banks companies, Komercni Banka AS ranks worse than 73.21% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Komercni Banka AS's Debt-to-Equity or its related term are showing as below:
KMERF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.16 Max: 1.25
Current: 1.25
During the past 13 years, the highest Debt-to-Equity Ratio of Komercni Banka AS was 1.25. The lowest was 0.03. And the median was 0.16.
KMERF's Debt-to-Equity is ranked worse than 73.21% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs KMERF: 1.25
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Komercni Banka AS Debt-to-Equity Related Terms
Komercni Banka AS Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Komercni Banka AS's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Komercni Banka AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercni Banka AS Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Komercni Banka AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Komercni Banka AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Komercni Banka AS (KMERF) has a Debt-to-Equity of 1.25 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Komercni Banka AS and its competitors. This is 681% above median its historical median of 0.16. Over the past decade, Komercni Banka AS's Debt-to-Equity has ranged from 0.03 to 1.25. According to the industry distribution chart, Komercni Banka AS ranks #1041 out of 1422 companies in the Banks industry, placing it in the top 73.2%.
Is Komercni Banka AS's Debt-to-Equity too high?
Komercni Banka AS's current Debt-to-Equity of 1.25 is 681% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 1.25. The Banks industry median Debt-to-Equity is 0.58. Komercni Banka AS's value of 1.25 is 115.5% above this industry median. Based on the distribution chart, Komercni Banka AS ranks #1041 out of 1422 companies in the Banks industry, which is below the industry midpoint. Overall, Komercni Banka AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Komercni Banka AS ranks #1041 out of 1422 companies for Debt-to-Equity. This places Komercni Banka AS in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Komercni Banka AS's value of 1.25 is 115.5% above this benchmark. Historically, Komercni Banka AS's own Debt-to-Equity has ranged from 0.03 to 1.25 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.58, Komercni Banka AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercni Banka AS's current Debt-to-Equity of 1.25 is 115.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Komercni Banka AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercni Banka AS's current Debt-to-Equity is 1.25, which is 681% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Komercni Banka AS (KMERF) has a current Debt-to-Equity of 1.25. The stock's GF Value™ is $42.19, compared to a current price of $47.23 — trading 12% above its estimated fair value. The current Debt-to-Equity is 1.25, which is 681% above median its 10-year median of 0.16 and 115.5% above the Banks industry median of 0.58. Komercni Banka AS's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Komercni Banka AS (KMERF), the current Debt-to-Equity is 1.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercni Banka AS (KMERF) Overvalued in 2026?
Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued.
The current stock price of $47.23 is trading 12% above its estimated GF Value™ of $42.19.
Key valuation signals for KMERF:
Debt-to-Equity: 1.25 (681% above median its 10-year median of 0.16)
GF Value™: $42.19 vs. price of $47.23 (12% above fair value)
Industry Position: 115.5% above the Banks median (#1041 of 1422)
No single metric tells the full story. See the KMERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
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