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Komercni Banka ASKMERF 64 5-Year Yield-on-Cost % is 9.69 as of Jul. 19, 2026, which is 34% above its 10-year median of 7.21. GuruFocus rates KMERF with a GF Score™ of 64/100 and a GF Value™ of $40.85. The stock has 4 warning signs investors should review. Among 1,259 Banks companies, Komercni Banka AS ranks better than 86.58% on this metric.
Komercni Banka AS's yield on cost for the quarter that ended in Mar. 2026 was 9.69.
The historical rank and industry rank for Komercni Banka AS's 5-Year Yield-on-Cost % or its related term are showing as below:
KMERF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.96 Med: 7.21 Max: 17.44
Current: 9.69
During the past 13 years, Komercni Banka AS's highest Yield on Cost was 17.44. The lowest was 3.96. And the median was 7.21.
KMERF's 5-Year Yield-on-Cost % is ranked better than 86.58% of 1259
companies
in the Banks industry
Industry Median: 3.86
vs KMERF: 9.69
Komercni Banka AS (OTCPK:KMERF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Komercni Banka AS 5-Year Yield-on-Cost % Related Terms
KMERF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Komercni Banka AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercni Banka AS 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Komercni Banka AS's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Komercni Banka AS's 5-Year Yield-on-Cost % falls into.
Komercni Banka AS 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Komercni Banka AS (KMERF) has a 5-Year Yield-on-Cost % of 9.69 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Komercni Banka AS and its competitors. This is 34% above median its historical median of 7.21. Over the past decade, Komercni Banka AS's 5-Year Yield-on-Cost % has ranged from 3.96 to 17.44. According to the industry distribution chart, Komercni Banka AS ranks #169 out of 1259 companies in the Banks industry, placing it in the top 13.4%.
Is Komercni Banka AS's 5-Year Yield-on-Cost % too high?
Komercni Banka AS's current 5-Year Yield-on-Cost % of 9.69 is 34% above median its 10-year median of 7.21. Over the past 10 years, this metric has ranged from a low of 3.96 to a high of 17.44. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Komercni Banka AS's value of 9.69 is 151% above this industry median. Based on the distribution chart, Komercni Banka AS ranks #169 out of 1259 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Komercni Banka AS has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Komercni Banka AS ranks #169 out of 1259 companies for 5-Year Yield-on-Cost %. This places Komercni Banka AS in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. Komercni Banka AS's value of 9.69 is 151% above this benchmark. Historically, Komercni Banka AS's own 5-Year Yield-on-Cost % has ranged from 3.96 to 17.44 over the past decade. While the company's 10-year median is 7.21 vs. the industry median of 3.86, Komercni Banka AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,259 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercni Banka AS's current 5-Year Yield-on-Cost % of 9.69 is 151% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Komercni Banka AS and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercni Banka AS's current 5-Year Yield-on-Cost % is 9.69, which is 34% above median its own 10-year median of 7.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Komercni Banka AS (KMERF) has a current 5-Year Yield-on-Cost % of 9.69. The stock's GF Value™ is $40.85, compared to a current price of $47.23 — trading 15.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 9.69, which is 34% above median its 10-year median of 7.21 and 151% above the Banks industry median of 3.86. Komercni Banka AS's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Komercni Banka AS (KMERF), the current 5-Year Yield-on-Cost % is 9.69 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercni Banka AS (KMERF) Overvalued in 2026?
Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued.
The current stock price of $47.23 is trading 15.6% above its estimated GF Value™ of $40.85.
Key valuation signals for KMERF:
5-Year Yield-on-Cost %: 9.69 (34% above median its 10-year median of 7.21)
GF Value™: $40.85 vs. price of $47.23 (15.6% above fair value)
Industry Position: 151% above the Banks median (#169 of 1259)
No single metric tells the full story. See the KMERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
64GF Score
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