Komercni Banka ASKMERF 58 Pretax Margin % is 53.86% as of Mar. 2026, which is 2% below its 10-year median of 54.87. GuruFocus rates KMERF with a GF Score™ of 58/100 and a GF Value™ of $48.62. The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Komercni Banka AS ranks better than 90.52% on this metric.
The historical rank and industry rank for Komercni Banka AS's Pretax Margin % or its related term are showing as below:
KMERF'
s Pretax Margin % Range Over the Past 10 Years
Min: 34.71 Med: 54.87 Max: 58.92
Current: 58.39
KMERF's Pretax Margin % is ranked better than 90.52% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs KMERF: 58.39
Komercni Banka AS (OTCPK:KMERF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Komercni Banka AS Pretax Margin % Related Terms
Komercni Banka AS Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Komercni Banka AS's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Komercni Banka AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercni Banka AS Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Komercni Banka AS's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Komercni Banka AS's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Komercni Banka AS (KMERF) has a Pretax Margin % of 53.86% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Komercni Banka AS and its competitors. This is near median its historical median of 54.87. Over the past decade, Komercni Banka AS's Pretax Margin % has ranged from 34.71 to 58.92. According to the industry distribution chart, Komercni Banka AS ranks #145 out of 1530 companies in the Banks industry, placing it in the top 9.5%.
Is Komercni Banka AS's Pretax Margin % too high?
Komercni Banka AS's current Pretax Margin % of 53.86% is near median its 10-year median of 54.87. Over the past 10 years, this metric has ranged from a low of 34.71 to a high of 58.92. The Banks industry median Pretax Margin % is 34.72. Komercni Banka AS's value of 53.86% is 55.1% above this industry median. Based on the distribution chart, Komercni Banka AS ranks #145 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Komercni Banka AS has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Komercni Banka AS ranks #145 out of 1530 companies for Pretax Margin %. This places Komercni Banka AS in the top 10% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Komercni Banka AS's value of 53.86% is 55.1% above this benchmark. Historically, Komercni Banka AS's own Pretax Margin % has ranged from 34.71 to 58.92 over the past decade. While the company's 10-year median is 54.87 vs. the industry median of 34.72, Komercni Banka AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercni Banka AS's current Pretax Margin % of 53.86% is 55.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Komercni Banka AS and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercni Banka AS's current Pretax Margin % is 53.86%, which is near median its own 10-year median of 54.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Komercni Banka AS (KMERF) has a current Pretax Margin % of 53.86%. The stock's GF Value™ is $48.62, compared to a current price of $54.98 — trading 13.1% above its estimated fair value. The current Pretax Margin % is 53.86%, which is near median its 10-year median of 54.87 and 55.1% above the Banks industry median of 34.72. Komercni Banka AS's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Komercni Banka AS (KMERF), the current Pretax Margin % is 53.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercni Banka AS (KMERF) Overvalued in 2026?
Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued.
The current stock price of $54.98 is trading 13.1% above its estimated GF Value™ of $48.62.
Key valuation signals for KMERF:
Pretax Margin %: 53.86% (near median its 10-year median of 54.87)
GF Value™: $48.62 vs. price of $54.98 (13.1% above fair value)
Industry Position: 55.1% above the Banks median (#145 of 1530)
No single metric tells the full story. See the KMERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
58GF Score
Get the complete analysis for KMERF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KMERF has been successfully added to your 
