MVBF (MVB Financial) GF Score: 64/100 (As of Jul. 05, 2026) — 10% Below Median


MVBF MVB Financial Corp MVBF
64 GF Score
Price $29.41
GF Value $18.47
Valuation Significantly Overvalued
! 7 Warning Signs
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What is MVB Financial GF Score?

MVB Financial MVBF -1.44% 64 GF Score is 64 as of Jul. 05, 2026, which is 10% below its 10-year median of 71.00. GuruFocus rates MVBF with a GF Score™ of 64/100 and a GF Value™ of $18.47 (Significantly Overvalued). The stock has 7 warning signs investors should review.

MVB Financial has the GF Score of 64, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 5/10
3. Growth Rank : 4/10
4. GF Value Rank : 3/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes MVB Financial might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


MVB Financial  (NAS:MVBF) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


MVB Financial GF Score Related Terms


MVBF vs USCB, RVRF, AVBC: GF Score Comparison

For the Banks - Regional subindustry, MVB Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MVB Financial GF Score vs Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's GF Score distribution charts can be found below:

* The bar in red indicates where MVB Financial's GF Score falls into.


MVBF
64GF Score
MVB Financial Corp MVBF
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 64 mean?
MVB Financial (MVBF) has a GF Score of 64 as of Jul. 05, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on MVB Financial and its competitors. This is 10% below median its historical median of 71.00. Over the past decade, MVB Financial's GF Score has ranged from 59.00 to 91.00.
Is MVB Financial's GF Score too high?
MVB Financial's current GF Score of 64 is 10% below median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 59.00 to a high of 91.00. Overall, MVB Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MVB Financial's GF Score compare to USCB and RVRF?
MVB Financial's GF Score of 64 can be compared against companies in the Banks industry. Historically, MVB Financial's own GF Score has ranged from 59.00 to 91.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on MVB Financial and its competitors. MVB Financial's current GF Score is 64, which is 10% below median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MVB Financial stock overvalued right now?
Based on GuruFocus' analysis, MVB Financial (MVBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.47, compared to a current price of $29.41 — trading 59.2% above its estimated fair value. The current GF Score is 64, which is 10% below median its 10-year median of 71.00. MVB Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For MVB Financial (MVBF), the current GF Score is 64 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MVB Financial (MVBF) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of $29.41 is trading 59.2% above its estimated GF Value™ of $18.47. GuruFocus considers MVB Financial to be Significantly Overvalued.

Key valuation signals for MVBF:

  • GF Score: 64 (10% below median its 10-year median of 71.00)
  • GF Value™: $18.47 vs. price of $29.41 (59.2% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the MVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MVB Financial Business Description

Address 301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
64GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.41
Price
$18.47
GF Value