MVBF (MVB Financial) EPS (Basic): $2.26 (TTM As of Mar. 2026)

What is MVB Financial EPS (Basic)?

MVB Financial MVBF +0.71% 64 EPS (Basic) is $2.26 as of Mar. 2026. GuruFocus rates MVBF with a GF Score™ of 64/100 and a GF Value™ of $18.49 (Significantly Overvalued). The stock has 7 warning signs investors should review.

MVB Financial's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.41. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.26.

MVB Financial's EPS (Diluted) for the three months ended in Mar. 2026 was $0.39. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.18.

MVB Financial's EPS without NRI for the three months ended in Mar. 2026 was $0.39. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.26.

During the past 12 months, MVB Financial's average EPS without NRIGrowth Rate was -65.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was -40.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was -35.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was -5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, MVB Financial's highest 3-Year average EPS without NRI Growth Rate was 40.60% per year. The lowest was -40.60% per year. And the median was 5.40% per year.

MVB Financial (NAS:MVBF) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

MVB Financial EPS (Basic) Related Terms

MVB Financial EPS (Basic) Historical Data

* Premium members only.

The historical data trend for MVB Financial's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MVB Financial EPS (Basic) Chart

MVB Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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3.32

1.23

2.46

1.56

2.11

MVB Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.28	0.16	1.36	0.33	0.41

64GF Score

MVB Financial Corp MVBF

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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MVB Financial EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

MVB Financial's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(26.94	-	0)	/	12.775
	=	2.11

MVB Financial's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(5.184	-	0)	/	12.795
	=	0.41

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.26

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $2.26 mean?

MVB Financial (MVBF) has a EPS (Basic) of $2.26 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on MVB Financial and its competitors.

Is MVB Financial's EPS (Basic) too high?

MVB Financial's current EPS (Basic) is $2.26. Overall, MVB Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does MVB Financial's EPS (Basic) compare to USCB and PCB?

MVB Financial's EPS (Basic) of $2.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on MVB Financial and its competitors. MVB Financial's current EPS (Basic) is $2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is MVB Financial stock overvalued right now?

Based on GuruFocus' analysis, MVB Financial (MVBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.49, compared to a current price of $28.49 — trading 54.1% above its estimated fair value. The current EPS (Basic) is $2.26. MVB Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For MVB Financial (MVBF), the current EPS (Basic) is $2.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MVB Financial (MVBF) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of $28.49 is trading 54.1% above its estimated GF Value™ of $18.49. GuruFocus considers MVB Financial to be Significantly Overvalued.

Key valuation signals for MVBF:

EPS (Basic): $2.26
GF Value™: $18.49 vs. price of $28.49 (54.1% above fair value)
GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the MVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MVB Financial Business Description

Industry Financial Services Banks

Comparable Companies USCB PCB AVBH BCML NECB WSBF BFCC AVBC CHMG FRST SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 301 Virginia Avenue, Fairmont, WV, USA, 26554

Website https://www.mvbbanking.com

MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.

64GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.49

Price

$18.49

GF Value

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