MVBF (MVB Financial) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


MVBF MVB Financial Corp MVBF
64 GF Score
Price $28.49
GF Value $18.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is MVB Financial Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), MVB Financial's Predictability Rank is 3.5-Stars. MVB Financial's intrinsic value calculated from the Discounted FCF model is $2.98 and current share price is $28.49. Consequently,

MVB Financial's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

MVBF vs USCB, PCB, AVBH: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, MVB Financial's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MVB Financial Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where MVB Financial's Margin of Safety % (DCF FCF Based) falls into.


MVBF
64GF Score
MVB Financial Corp MVBF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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MVB Financial Margin of Safety % (DCF FCF Based) Calculation

MVB Financial's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-30.87-28.49)/-30.87
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is MVB Financial (MVBF) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of $28.49 is trading 54.1% above its estimated GF Value™ of $18.49. GuruFocus considers MVB Financial to be Significantly Overvalued.

Key valuation signals for MVBF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $18.49 vs. price of $28.49 (54.1% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the MVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MVB Financial Business Description

Address 301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
64GF Score

Get the complete analysis for MVBF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.49
Price
$18.49
GF Value