MVBF (MVB Financial) Dividend Payout Ratio: 0.44 (As of Mar. 2026) — 120% Above Median

What is MVB Financial Dividend Payout Ratio?

MVB Financial MVBF -0.51% 64 Dividend Payout Ratio is 0.44 as of Mar. 2026, which is 120% above its 10-year median of 0.20. GuruFocus rates MVBF with a GF Score™ of 64/100 and a GF Value™ of $18.49 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,171 Banks companies, MVB Financial ranks worse than 99.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. MVB Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.44.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of MVB Financial Corp is 2.64, which seems too high.

The historical rank and industry rank for MVB Financial's Dividend Payout Ratio or its related term are showing as below:

MVBF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.2 Max: 4.93
Current: 2.64

During the past 13 years, the highest Dividend Payout Ratio of MVB Financial was 4.93. The lowest was 0.09. And the median was 0.20.

MVBF's Dividend Payout Ratio is ranked worse than
99.49% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs MVBF: 2.64

As of today (2026-06-30), the Dividend Yield % of MVB Financial is 2.33%.

During the past 13 years, the highest Trailing Annual Dividend Yield of MVB Financial was 4.29%. The lowest was 0.47%. And the median was 1.54%.

MVB Financial's Dividends per Share for the months ended in Mar. 2026 was $0.17.

During the past 5 years, the average Dividends Per Share Growth Rate was 12.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 30.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of MVB Financial was 66.70% per year. The lowest was -11.20% per year. And the median was 17.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

MVB Financial (NAS:MVBF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

MVB Financial Dividend Payout Ratio Related Terms

MVB Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for MVB Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MVB Financial Dividend Payout Ratio Chart

MVB Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.22

1.03

0.38

0.80

4.93

MVB Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.67	1.13	0.13	0.55	0.44

MVBF vs USCB, RVRF, AVBC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, MVB Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MVB Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MVB Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where MVB Financial's Dividend Payout Ratio falls into.

Save Embed

64GF Score

MVB Financial Corp MVBF

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

MVB Financial Dividend Payout Ratio Calculation

MVB Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.68	/	0.138
	=	4.93

MVB Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.17	/	0.39
	=	0.44

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.44 mean?

MVB Financial (MVBF) has a Dividend Payout Ratio of 0.44 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on MVB Financial and its competitors. This is 120% above median its historical median of 0.20. Over the past decade, MVB Financial's Dividend Payout Ratio has ranged from 0.09 to 4.93. According to the industry distribution chart, MVB Financial ranks #1165 out of 1171 companies in the Banks industry, placing it in the top 99.5%.

Is MVB Financial's Dividend Payout Ratio too high?

MVB Financial's current Dividend Payout Ratio of 0.44 is 120% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 4.93. The Banks industry median Dividend Payout Ratio is 0.32. MVB Financial's value of 0.44 is 37.5% above this industry median. Based on the distribution chart, MVB Financial ranks #1165 out of 1171 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MVB Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does MVB Financial's Dividend Payout Ratio compare to USCB and RVRF?

According to the Banks industry distribution chart, MVB Financial ranks #1165 out of 1171 companies for Dividend Payout Ratio. This places MVB Financial in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. MVB Financial's value of 0.44 is 37.5% above this benchmark. Historically, MVB Financial's own Dividend Payout Ratio has ranged from 0.09 to 4.93 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.32, MVB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MVB Financial's current Dividend Payout Ratio of 0.44 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on MVB Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MVB Financial's current Dividend Payout Ratio is 0.44, which is 120% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is MVB Financial stock overvalued right now?

Based on GuruFocus' analysis, MVB Financial (MVBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.49, compared to a current price of $29.01 — trading 56.9% above its estimated fair value. The current Dividend Payout Ratio is 0.44, which is 120% above median its 10-year median of 0.20 and 37.5% above the Banks industry median of 0.32. MVB Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For MVB Financial (MVBF), the current Dividend Payout Ratio is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MVB Financial (MVBF) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of $29.01 is trading 56.9% above its estimated GF Value™ of $18.49. GuruFocus considers MVB Financial to be Significantly Overvalued.

Key valuation signals for MVBF:

Dividend Payout Ratio: 0.44 (120% above median its 10-year median of 0.20)
GF Value™: $18.49 vs. price of $29.01 (56.9% above fair value)
GF Score™: 64/100 with 7 warning signs
Industry Position: 37.5% above the Banks median (#1165 of 1171)

No single metric tells the full story. See the MVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MVB Financial Business Description

Industry Financial Services Banks

Comparable Companies USCB RVRF AVBC WSBF NECB CHMG AVBH FCBM PKBK BCML SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 301 Virginia Avenue, Fairmont, WV, USA, 26554

Website https://www.mvbbanking.com

MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.

64GF Score

Get the complete analysis for MVBF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.01

Price

$18.49

GF Value

View MVBF Analysis

See Dividend Payout Ratio data for all stocks →