MVBF (MVB Financial) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MVBF MVB Financial Corp MVBF
64 GF Score
Price $29.27
GF Value $18.44
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is MVB Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

MVB Financial Quality Rank Related Terms

MVBF
64GF Score
MVB Financial Corp MVBF
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is MVB Financial (MVBF) Overvalued in 2026?

Based on GuruFocus' analysis, MVB Financial stock appears to be overvalued. The current stock price of $29.27 is trading 58.7% above its estimated GF Value™ of $18.44. GuruFocus considers MVB Financial to be Significantly Overvalued.

Key valuation signals for MVBF:

  • Quality Rank:
  • GF Value™: $18.44 vs. price of $29.27 (58.7% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the MVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MVB Financial Business Description

Address 301 Virginia Avenue, Fairmont, WV, USA, 26554
MVB Financial Corp is a financial holding company. The company provides a wide range of business activities through the Bank, commercial and retail banking services, as well as Fintech banking. It has three reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. The majority of its revenue is generated from the CoRe Banking segment, which includes its Fintech division, represents banking products and services offered to customers by the Bank, loans and deposits accounts. Revenue from banking activities consists of interest earned on loans and investment securities and service charges on deposit accounts.
64GF Score

Get the complete analysis for MVBF

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.27
Price
$18.44
GF Value