Ecobank Ghana (XGHA:EGH) GF Score: 64/100 (As of Jul. 16, 2026) — 18% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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XGHA:EGH Ecobank Ghana Ltd XGHA:EGH
64 GF Score
Price GHS36.79
GF Value GHS10.02
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ecobank Ghana GF Score?

Ecobank Ghana XGHA:EGH +5.29% 64 GF Score is 64 as of Jul. 16, 2026, which is 18% below its 10-year median of 78.00. GuruFocus rates XGHA:EGH with a GF Score™ of 64/100 and a GF Value™ of GHS10.02 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Ecobank Ghana has the GF Score of 64, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 6/10
3. Growth Rank : 3/10
4. GF Value Rank : 5/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Ecobank Ghana might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Ecobank Ghana  (XGHA:EGH) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Ecobank Ghana GF Score Related Terms


XGHA:EGH vs PNC: GF Score Comparison

For the Banks - Regional subindustry, Ecobank Ghana's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ecobank Ghana GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Ecobank Ghana's GF Score distribution charts can be found below:

* The bar in red indicates where Ecobank Ghana's GF Score falls into.


XGHA:EGH
64GF Score
Ecobank Ghana Ltd XGHA:EGH
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 64 mean?
Ecobank Ghana (XGHA:EGH) has a GF Score of 64 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Ecobank Ghana and its competitors. This is 18% below median its historical median of 78.00. Over the past decade, Ecobank Ghana's GF Score has ranged from 37.00 to 100.00.
Is Ecobank Ghana's GF Score too high?
Ecobank Ghana's current GF Score of 64 is 18% below median its 10-year median of 78.00. Over the past 10 years, this metric has ranged from a low of 37.00 to a high of 100.00. Overall, Ecobank Ghana has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's GF Score compare to PNC?
Ecobank Ghana's GF Score of 64 can be compared against companies in the Banks industry. Historically, Ecobank Ghana's own GF Score has ranged from 37.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Ecobank Ghana and its competitors. Ecobank Ghana's current GF Score is 64, which is 18% below median its own 10-year median of 78.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.02, compared to a current price of GHS36.79 — trading 267.2% above its estimated fair value. The current GF Score is 64, which is 18% below median its 10-year median of 78.00. Ecobank Ghana's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current GF Score is 64 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?

Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued. The current stock price of GHS36.79 is trading 267.2% above its estimated GF Value™ of GHS10.02. GuruFocus considers Ecobank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:EGH:

  • GF Score: 64 (18% below median its 10-year median of 78.00)
  • GF Value™: GHS10.02 vs. price of GHS36.79 (267.2% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ecobank Ghana Business Description

Address 2 Morocco Lane, Off The Independence Avenue, Ministerial Area, Accra, GHA, 3261
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
64GF Score

Get the complete analysis for XGHA:EGH

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS36.79
Price
GHS10.02
GF Value