Ecobank Ghana (XGHA:EGH) Interest Expense: GHS-1,360 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:EGH Ecobank Ghana Ltd XGHA:EGH
68 GF Score
Price GHS37.00
GF Value GHS10.04
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ecobank Ghana Interest Expense?

Ecobank Ghana XGHA:EGH 68 Interest Expense is GHS-1,360 Mil as of Mar. 2026. GuruFocus rates XGHA:EGH with a GF Score™ of 68/100 and a GF Value™ of GHS10.04 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Ecobank Ghana's interest expense for the three months ended in Mar. 2026 was GHS -291 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was GHS-1,360 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Ecobank Ghana's Operating Income for the three months ended in Mar. 2026 was GHS Mil. Ecobank Ghana's Interest Expense for the three months ended in Mar. 2026 was GHS Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ecobank Ghana Interest Expense Historical Data

* Premium members only.

The historical data trend for Ecobank Ghana's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ecobank Ghana Interest Expense Chart

Ecobank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -202.49 -419.52 -705.97 -1,218.38 -1,380.80

Ecobank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -312.16 -355.24 -366.84 -346.56 -290.94
XGHA:EGH
68GF Score
Ecobank Ghana Ltd XGHA:EGH
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ecobank Ghana Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS-1,360 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of GHS-1,360 Mil mean?
Ecobank Ghana (XGHA:EGH) has a Interest Expense of GHS-1,360 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Ecobank Ghana and its competitors.
Is Ecobank Ghana's Interest Expense too high?
Ecobank Ghana's current Interest Expense is GHS-1,360 Mil. Overall, Ecobank Ghana has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's Interest Expense compare to PNC?
Ecobank Ghana's Interest Expense of GHS-1,360 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Ecobank Ghana and its competitors. Ecobank Ghana's current Interest Expense is GHS-1,360 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.04, compared to a current price of GHS37.00 — trading 268.5% above its estimated fair value. The current Interest Expense is GHS-1,360 Mil. Ecobank Ghana's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current Interest Expense is GHS-1,360 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?

Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued. The current stock price of GHS37.00 is trading 268.5% above its estimated GF Value™ of GHS10.04. GuruFocus considers Ecobank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:EGH:

  • Interest Expense: GHS-1,360 Mil
  • GF Value™: GHS10.04 vs. price of GHS37.00 (268.5% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ecobank Ghana Business Description

Address 2 Morocco Lane, Off The Independence Avenue, Ministerial Area, Accra, GHA, 3261
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
68GF Score

Get the complete analysis for XGHA:EGH

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS37.00
Price
GHS10.04
GF Value