Ecobank Ghana (XGHA:EGH) OCF Margin %: 307.41% (As of Mar. 2026) — 249% Above Median


XGHA:EGH Ecobank Ghana Ltd XGHA:EGH
66 GF Score
Price GHS33.67
GF Value GHS9.92
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ecobank Ghana OCF Margin %?

Ecobank Ghana XGHA:EGH 66 OCF Margin % is 307.41% as of Mar. 2026, which is 249% above its 10-year median of 88.18. GuruFocus rates XGHA:EGH with a GF Score™ of 66/100 and a GF Value™ of GHS9.92 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Ecobank Ghana ranks better than 75.68% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Ecobank Ghana's Cash Flow from Operations for the three months ended in Mar. 2026 was GHS3,476 Mil. Ecobank Ghana's Revenue for the three months ended in Mar. 2026 was GHS1,131 Mil. Therefore, Ecobank Ghana's OCF Margin % for the quarter that ended in Mar. 2026 was 307.41%.

As of today, Ecobank Ghana's current OCF Yield % is 25.93%.

The historical rank and industry rank for Ecobank Ghana's OCF Margin % or its related term are showing as below:

XGHA:EGH' s OCF Margin % Range Over the Past 10 Years
Min: -14.81   Med: 88.18   Max: 366.69
Current: 55.51


During the past 13 years, the highest OCF Margin % of Ecobank Ghana was 366.69%. The lowest was -14.81%. And the median was 88.18%.

XGHA:EGH's OCF Margin % is ranked better than
75.68% of 1505 companies
in the Banks industry
Industry Median: 29.44 vs XGHA:EGH: 55.51


Ecobank Ghana OCF Margin % Related Terms


Ecobank Ghana OCF Margin % Historical Data

* Premium members only.

The historical data trend for Ecobank Ghana's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ecobank Ghana OCF Margin % Chart

Ecobank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 65.13 304.43 366.69 157.46 -14.81

Ecobank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.39 -171.50 257.09 -155.70 307.41

XGHA:EGH vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Ecobank Ghana's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ecobank Ghana OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Ecobank Ghana's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Ecobank Ghana's OCF Margin % falls into.


XGHA:EGH
66GF Score
Ecobank Ghana Ltd XGHA:EGH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ecobank Ghana OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Ecobank Ghana's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-759.726/5131.025
=-14.81 %

Ecobank Ghana's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3475.593/1130.622
=307.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 307.41% mean?
Ecobank Ghana (XGHA:EGH) has a OCF Margin % of 307.41% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ecobank Ghana and its competitors. This is 249% above median its historical median of 88.18. According to the industry distribution chart, Ecobank Ghana ranks #366 out of 1505 companies in the Banks industry, placing it in the top 24.3%.
Is Ecobank Ghana's OCF Margin % too high?
Ecobank Ghana's current OCF Margin % of 307.41% is 249% above median its 10-year median of 88.18. The Banks industry median OCF Margin % is 29.44. Ecobank Ghana's value of 307.41% is 944.2% above this industry median. Based on the distribution chart, Ecobank Ghana ranks #366 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ecobank Ghana has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Ecobank Ghana ranks #366 out of 1505 companies for OCF Margin %. This places Ecobank Ghana in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Ecobank Ghana's value of 307.41% is 944.2% above this benchmark. While the company's 10-year median is 88.18 vs. the industry median of 29.44, Ecobank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Ghana's current OCF Margin % of 307.41% is 944.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ecobank Ghana and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Ghana's current OCF Margin % is 307.41%, which is 249% above median its own 10-year median of 88.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS9.92, compared to a current price of GHS33.67 — trading 239.4% above its estimated fair value. The current OCF Margin % is 307.41%, which is 249% above median its 10-year median of 88.18 and 944.2% above the Banks industry median of 29.44. Ecobank Ghana's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current OCF Margin % is 307.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?

Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued. The current stock price of GHS33.67 is trading 239.4% above its estimated GF Value™ of GHS9.92. GuruFocus considers Ecobank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:EGH:

  • OCF Margin %: 307.41% (249% above median its 10-year median of 88.18)
  • GF Value™: GHS9.92 vs. price of GHS33.67 (239.4% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 944.2% above the Banks median (#366 of 1505)

No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ecobank Ghana Business Description

Address 2 Morocco Lane, Off The Independence Avenue, Ministerial Area, Accra, GHA, 3261
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
66GF Score

Get the complete analysis for XGHA:EGH

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS33.67
Price
GHS9.92
GF Value