Ecobank Ghana (XGHA:EGH) FCF Yield %: 25.00 (As of Jul. 03, 2026) — 54% Below Median


XGHA:EGH Ecobank Ghana Ltd XGHA:EGH
66 GF Score
Price GHS33.67
GF Value GHS9.96
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ecobank Ghana FCF Yield %?

Ecobank Ghana XGHA:EGH 66 FCF Yield % is 25.00 as of Jul. 03, 2026, which is 54% below its 10-year median of 54.86. GuruFocus rates XGHA:EGH with a GF Score™ of 66/100 and a GF Value™ of GHS9.96 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Ecobank Ghana ranks better than 80.27% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Ecobank Ghana's Trailing 12-Month Free Cash Flow is GHS2,715 Mil, and Market Cap is GHS10,860 Mil. Therefore, Ecobank Ghana's FCF Yield % for today is 25.00%.

The historical rank and industry rank for Ecobank Ghana's FCF Yield % or its related term are showing as below:

XGHA:EGH' s FCF Yield % Range Over the Past 10 Years
Min: -39.53   Med: 54.86   Max: 707.94
Current: 25


During the past 13 years, the highest FCF Yield % of Ecobank Ghana was 707.94%. The lowest was -39.53%. And the median was 54.86%.

XGHA:EGH's FCF Yield % is ranked better than
80.27% of 1505 companies
in the Banks industry
Industry Median: 8.15 vs XGHA:EGH: 25.00

Ecobank Ghana's FCF Margin % for the quarter that ended in Mar. 2026 was 305.64%.


Ecobank Ghana FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Ecobank Ghana FCF Yield % Related Terms


Ecobank Ghana FCF Yield % Historical Data

* Premium members only.

The historical data trend for Ecobank Ghana's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ecobank Ghana FCF Yield % Chart

Ecobank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.07 179.34 641.28 358.55 -10.66

Ecobank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.42 -292.50 361.92 -108.64 86.57

XGHA:EGH vs PNC: FCF Yield % Comparison

For the Banks - Regional subindustry, Ecobank Ghana's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ecobank Ghana FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Ecobank Ghana's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Ecobank Ghana's FCF Yield % falls into.


XGHA:EGH
66GF Score
Ecobank Ghana Ltd XGHA:EGH
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ecobank Ghana FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Ecobank Ghana's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-859.595 / 8063.775
=-10.66%

Ecobank Ghana's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=3455.58 * 4 / 15966.2745
=86.57%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 25.00 mean?
Ecobank Ghana (XGHA:EGH) has a FCF Yield % of 25.00 as of Jul. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ecobank Ghana and its competitors. This is 54% below median its historical median of 54.86. According to the industry distribution chart, Ecobank Ghana ranks #297 out of 1505 companies in the Banks industry, placing it in the top 19.7%.
Is Ecobank Ghana's FCF Yield % too high?
Ecobank Ghana's current FCF Yield % of 25.00 is 54% below median its 10-year median of 54.86. The Banks industry median FCF Yield % is 8.15. Ecobank Ghana's value of 25.00 is 206.7% above this industry median. Based on the distribution chart, Ecobank Ghana ranks #297 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ecobank Ghana has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Ecobank Ghana ranks #297 out of 1505 companies for FCF Yield %. This places Ecobank Ghana in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.15. Ecobank Ghana's value of 25.00 is 206.7% above this benchmark. While the company's 10-year median is 54.86 vs. the industry median of 8.15, Ecobank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Ghana's current FCF Yield % of 25.00 is 206.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ecobank Ghana and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Ghana's current FCF Yield % is 25.00, which is 54% below median its own 10-year median of 54.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS9.96, compared to a current price of GHS33.67 — trading 238.1% above its estimated fair value. The current FCF Yield % is 25.00, which is 54% below median its 10-year median of 54.86 and 206.7% above the Banks industry median of 8.15. Ecobank Ghana's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current FCF Yield % is 25.00 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?

Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued. The current stock price of GHS33.67 is trading 238.1% above its estimated GF Value™ of GHS9.96. GuruFocus considers Ecobank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:EGH:

  • FCF Yield %: 25.00 (54% below median its 10-year median of 54.86)
  • GF Value™: GHS9.96 vs. price of GHS33.67 (238.1% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 206.7% above the Banks median (#297 of 1505)

No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ecobank Ghana Business Description

Address 2 Morocco Lane, Off The Independence Avenue, Ministerial Area, Accra, GHA, 3261
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
66GF Score

Get the complete analysis for XGHA:EGH

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS33.67
Price
GHS9.96
GF Value