Ecobank GhanaXGHA:EGH 66 FCF Margin % is 305.64% as of Mar. 2026, which is 268% above its 10-year median of 83.00. GuruFocus rates XGHA:EGH with a GF Score™ of 66/100 and a GF Value™ of GHS9.92 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Ecobank Ghana ranks better than 76.15% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Ecobank Ghana's Free Cash Flow for the
three
months ended in Mar. 2026 was GHS3,456 Mil. Ecobank Ghana's Revenue for the
three
months ended in Mar. 2026 was GHS1,131 Mil. Therefore, Ecobank Ghana's FCF Margin % for the quarter that ended in Mar. 2026 was 305.64%.
The historical rank and industry rank for Ecobank Ghana's FCF Margin % or its related term are showing as below:
XGHA:EGH'
s FCF Margin % Range Over the Past 10 Years
Min: -16.75 Med: 83 Max: 365.03
Current: 53.53
During the past 13 years, the highest FCF Margin % of Ecobank Ghana was 365.03%. The lowest was -16.75%. And the median was 83.00%.
XGHA:EGH's FCF Margin % is ranked better than 76.15% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs XGHA:EGH: 53.53
Ecobank Ghana FCF Margin % Related Terms
Ecobank Ghana FCF Margin % Historical Data
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The historical data trend for Ecobank Ghana's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ecobank Ghana's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ecobank Ghana FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ecobank Ghana's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ecobank Ghana's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ecobank Ghana (XGHA:EGH) has a FCF Margin % of 305.64% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ecobank Ghana and its competitors. This is 268% above median its historical median of 83.00. According to the industry distribution chart, Ecobank Ghana ranks #359 out of 1505 companies in the Banks industry, placing it in the top 23.9%.
Is Ecobank Ghana's FCF Margin % too high?
Ecobank Ghana's current FCF Margin % of 305.64% is 268% above median its 10-year median of 83.00. The Banks industry median FCF Margin % is 26.55. Ecobank Ghana's value of 305.64% is 1051.2% above this industry median. Based on the distribution chart, Ecobank Ghana ranks #359 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ecobank Ghana has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Ecobank Ghana ranks #359 out of 1505 companies for FCF Margin %. This places Ecobank Ghana in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Ecobank Ghana's value of 305.64% is 1051.2% above this benchmark. While the company's 10-year median is 83.00 vs. the industry median of 26.55, Ecobank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Ghana's current FCF Margin % of 305.64% is 1051.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ecobank Ghana and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Ghana's current FCF Margin % is 305.64%, which is 268% above median its own 10-year median of 83.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS9.92, compared to a current price of GHS33.67 — trading 239.4% above its estimated fair value. The current FCF Margin % is 305.64%, which is 268% above median its 10-year median of 83.00 and 1051.2% above the Banks industry median of 26.55. Ecobank Ghana's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current FCF Margin % is 305.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?
Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued.
The current stock price of GHS33.67 is trading 239.4% above its estimated GF Value™ of GHS9.92.
GuruFocus considers Ecobank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:EGH:
FCF Margin %: 305.64% (268% above median its 10-year median of 83.00)
GF Value™: GHS9.92 vs. price of GHS33.67 (239.4% above fair value)
Industry Position: 1051.2% above the Banks median (#359 of 1505)
No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
66GF Score
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