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Ecobank GhanaXGHA:EGH 68 PS Ratio is 3.04 as of Jul. 20, 2026, which is 151% above its 10-year median of 1.21. GuruFocus rates XGHA:EGH with a GF Score™ of 68/100 and a GF Value™ of GHS10.04 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,514 Banks companies, Ecobank Ghana ranks worse than 50.26% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ecobank Ghana's share price is GHS37.00.
Ecobank Ghana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was GHS12.16. Hence, Ecobank Ghana's PS Ratio for today is 3.04.
The historical rank and industry rank for Ecobank Ghana's PS Ratio or its related term are showing as below:
XGHA:EGH'
s PS Ratio Range Over the Past 10 Years
Min: 0.54 Med: 1.21 Max: 8.77
Current: 3.04
During the past 13 years, Ecobank Ghana's highest PS Ratio was 8.77. The lowest was 0.54. And the median was 1.21.
XGHA:EGH's PS Ratio is ranked worse than 50.26% of 1514
companies
in the Banks industry
Industry Median: 3.03
vs XGHA:EGH: 3.04
Ecobank Ghana Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Ecobank Ghana was 3.30% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 59.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 27.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 16.90% per year.
During the past 13 years, Ecobank Ghana's highest 3-Year average Revenue per Share Growth Rate was 59.10% per year. The lowest was -6.80% per year. And the median was 19.75% per year.
Back to Basics: PS Ratio
Ecobank Ghana (XGHA:EGH) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Ecobank Ghana PS Ratio Related Terms
Ecobank Ghana PS Ratio Historical Data
* Premium members only.
The historical data trend for Ecobank Ghana's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ecobank Ghana's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ecobank Ghana PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ecobank Ghana's PS Ratio distribution charts can be found below:
* The bar in red indicates where Ecobank Ghana's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Ecobank Ghana's Share Price of today is GHS37.00. Ecobank Ghana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS12.16.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Ecobank Ghana (XGHA:EGH) has a PS Ratio of 3.04 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ecobank Ghana and its competitors. This is 151% above median its historical median of 1.21. Over the past decade, Ecobank Ghana's PS Ratio has ranged from 0.54 to 8.77. According to the industry distribution chart, Ecobank Ghana ranks #761 out of 1514 companies in the Banks industry, placing it in the top 50.3%.
Is Ecobank Ghana's PS Ratio too high?
Ecobank Ghana's current PS Ratio of 3.04 is 151% above median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 8.77. The Banks industry median PS Ratio is 3.03. Ecobank Ghana's value of 3.04 is 0.3% above this industry median. Based on the distribution chart, Ecobank Ghana ranks #761 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, Ecobank Ghana has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's PS Ratio compare to PNC?
According to the Banks industry distribution chart, Ecobank Ghana ranks #761 out of 1514 companies for PS Ratio. This places Ecobank Ghana in the lower half of its industry. The industry median PS Ratio is 3.03. Ecobank Ghana's value of 3.04 is 0.3% above this benchmark. Historically, Ecobank Ghana's own PS Ratio has ranged from 0.54 to 8.77 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 3.03, Ecobank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Ghana's current PS Ratio of 3.04 is 0.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ecobank Ghana and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Ghana's current PS Ratio is 3.04, which is 151% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.04, compared to a current price of GHS37.00 — trading 268.5% above its estimated fair value. The current PS Ratio is 3.04, which is 151% above median its 10-year median of 1.21 and 0.3% above the Banks industry median of 3.03. Ecobank Ghana's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current PS Ratio is 3.04 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?
Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued.
The current stock price of GHS37.00 is trading 268.5% above its estimated GF Value™ of GHS10.04.
GuruFocus considers Ecobank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:EGH:
PS Ratio: 3.04 (151% above median its 10-year median of 1.21)
GF Value™: GHS10.04 vs. price of GHS37.00 (268.5% above fair value)
Industry Position: 0.3% above the Banks median (#761 of 1514)
No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
68GF Score
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