E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Gross Margin %: 57.41% (As of Jun. 2026) — 15% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:EFIH E-Finance For Digital And Financial Investments SAE CAI:EFIH
94 GF Score
Price E£24.99
GF Value E£23.34
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is E-Finance For Digital And Financial InvestmentsE Gross Margin %?

E-Finance For Digital And Financial InvestmentsE CAI:EFIH +3.22% 94 Gross Margin % is 57.41% as of Jun. 2026, which is 15% above its 10-year median of 49.98. GuruFocus rates CAI:EFIH with a GF Score™ of 94/100 and a GF Value™ of E£23.34 (Fairly Valued). The stock has 6 warning signs investors should review. Among 2,690 Software companies, E-Finance For Digital And Financial InvestmentsE ranks better than 68.18% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. E-Finance For Digital And Financial InvestmentsE's Gross Profit for the three months ended in Jun. 2026 was E£1,107 Mil. E-Finance For Digital And Financial InvestmentsE's Revenue for the three months ended in Jun. 2026 was E£1,927 Mil. Therefore, E-Finance For Digital And Financial InvestmentsE's Gross Margin % for the quarter that ended in Jun. 2026 was 57.41%.


The historical rank and industry rank for E-Finance For Digital And Financial InvestmentsE's Gross Margin % or its related term are showing as below:

CAI:EFIH' s Gross Margin % Range Over the Past 10 Years
Min: 42.48   Med: 49.98   Max: 57.63
Current: 57.63


During the past 8 years, the highest Gross Margin % of E-Finance For Digital And Financial InvestmentsE was 57.63%. The lowest was 42.48%. And the median was 49.98%.

CAI:EFIH's Gross Margin % is ranked better than
68.18% of 2690 companies
in the Software industry
Industry Median: 40.755 vs CAI:EFIH: 57.63

E-Finance For Digital And Financial InvestmentsE had a gross margin of 57.41% for the quarter that ended in Jun. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for E-Finance For Digital And Financial InvestmentsE was 3.50% per year.


E-Finance For Digital And Financial InvestmentsE  (CAI:EFIH) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

E-Finance For Digital And Financial InvestmentsE had a gross margin of 57.41% for the quarter that ended in Jun. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


E-Finance For Digital And Financial InvestmentsE Gross Margin % Related Terms


E-Finance For Digital And Financial InvestmentsE Gross Margin % Historical Data

* Premium members only.

The historical data trend for E-Finance For Digital And Financial InvestmentsE's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E-Finance For Digital And Financial InvestmentsE Gross Margin % Chart

E-Finance For Digital And Financial InvestmentsE Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial 47.01 51.63 54.38 53.50 56.38

E-Finance For Digital And Financial InvestmentsE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.05 55.57 57.36 59.61 57.41

CAI:EFIH vs MSFT, ORCL, PLTR: Gross Margin % Comparison

For the Software - Infrastructure subindustry, E-Finance For Digital And Financial InvestmentsE's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-Finance For Digital And Financial InvestmentsE Gross Margin % vs Software Industry

For the Software industry and Technology sector, E-Finance For Digital And Financial InvestmentsE's Gross Margin % distribution charts can be found below:

* The bar in red indicates where E-Finance For Digital And Financial InvestmentsE's Gross Margin % falls into.


CAI:EFIH
94GF Score
E-Finance For Digital And Financial Investments SAE CAI:EFIH
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

E-Finance For Digital And Financial InvestmentsE Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

E-Finance For Digital And Financial InvestmentsE's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=3818.8 / 6773.085
=(Revenue - Cost of Goods Sold) / Revenue
=(6773.085 - 2954.259) / 6773.085
=56.38 %

E-Finance For Digital And Financial InvestmentsE's Gross Margin for the quarter that ended in Jun. 2026 is calculated as


Gross Margin % (Q: Jun. 2026 )=Gross Profit (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=1106.5 / 1927.437
=(Revenue - Cost of Goods Sold) / Revenue
=(1927.437 - 820.908) / 1927.437
=57.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 57.41% mean?
E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) has a Gross Margin % of 57.41% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. This is 15% above median its historical median of 49.98. Over the past decade, E-Finance For Digital And Financial InvestmentsE's Gross Margin % has ranged from 42.48 to 57.63. According to the industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #856 out of 2690 companies in the Software industry, placing it in the top 31.8%.
Is E-Finance For Digital And Financial InvestmentsE's Gross Margin % too high?
E-Finance For Digital And Financial InvestmentsE's current Gross Margin % of 57.41% is 15% above median its 10-year median of 49.98. Over the past 10 years, this metric has ranged from a low of 42.48 to a high of 57.63. The Software industry median Gross Margin % is 40.76. E-Finance For Digital And Financial InvestmentsE's value of 57.41% is 40.9% above this industry median. Based on the distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #856 out of 2690 companies in the Software industry, which is above the industry midpoint. Overall, E-Finance For Digital And Financial InvestmentsE has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-Finance For Digital And Financial InvestmentsE's Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, E-Finance For Digital And Financial InvestmentsE ranks #856 out of 2690 companies for Gross Margin %. This puts E-Finance For Digital And Financial InvestmentsE in the upper half of its industry. The industry median Gross Margin % is 40.76. E-Finance For Digital And Financial InvestmentsE's value of 57.41% is 40.9% above this benchmark. Historically, E-Finance For Digital And Financial InvestmentsE's own Gross Margin % has ranged from 42.48 to 57.63 over the past decade. While the company's 10-year median is 49.98 vs. the industry median of 40.76, E-Finance For Digital And Financial InvestmentsE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.76, based on 2,690 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Finance For Digital And Financial InvestmentsE's current Gross Margin % of 57.41% is 40.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on E-Finance For Digital And Financial InvestmentsE and its competitors. For the Software industry, the median Gross Margin % is 40.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Finance For Digital And Financial InvestmentsE's current Gross Margin % is 57.41%, which is 15% above median its own 10-year median of 49.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Finance For Digital And Financial InvestmentsE stock overvalued right now?
Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) is currently considered Fairly Valued. The stock's GF Value™ is E£23.34, compared to a current price of E£24.99 — trading 7.1% above its estimated fair value. The current Gross Margin % is 57.41%, which is 15% above median its 10-year median of 49.98 and 40.9% above the Software industry median of 40.76. E-Finance For Digital And Financial InvestmentsE's overall GF Score™ is 94/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For E-Finance For Digital And Financial InvestmentsE (CAI:EFIH), the current Gross Margin % is 57.41% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-Finance For Digital And Financial InvestmentsE (CAI:EFIH) Overvalued in 2026?

Based on GuruFocus' analysis, E-Finance For Digital And Financial InvestmentsE stock appears to be overvalued. The current stock price of E£24.99 is trading 7.1% above its estimated GF Value™ of E£23.34. GuruFocus considers E-Finance For Digital And Financial InvestmentsE to be Fairly Valued.

Key valuation signals for CAI:EFIH:

  • Gross Margin %: 57.41% (15% above median its 10-year median of 49.98)
  • GF Value™: E£23.34 vs. price of E£24.99 (7.1% above fair value)
  • GF Score™: 94/100 with 6 warning signs
  • Industry Position: 40.9% above the Software median (#856 of 2690)

No single metric tells the full story. See the CAI:EFIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E-Finance For Digital And Financial InvestmentsE Business Description

Address KM 28 Cairo-Alexandria Desert Road, Building No A3-B82, Smart Village, Giza, EGY, 12577
E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the installation and Technical support services.
94GF Score

Get the complete analysis for CAI:EFIH

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£24.99
Price
E£23.34
GF Value